Currently when you sign up with Dave you can earn a $5 cash bonus with a referral link. You will also earn an additional $5 cash bonus for every person who claims their welcome reward using your unique invite link.
This app was created to help members predict and avoid overdraft fees. You can receive your paycheck up to two days early, build your credit history and get up to $200 advances without paying interest.
Be sure to check out these other and referral bonuses! Other popular offers can be earned from Chase, HSBC, TD, and Aspiration.
Dave Banking App $5 Welcome Bonus
Earn a $5 bonus when you use someone’s referral link to open a new Dave account. There is no minimum deposit required, and your welcome reward will post within 24 hours of account approval.
You can only earn this if you are a new Dave members.
Dave Get $5, Gift $5 Referral Program
You can earn a $5 bonus for every person who uses your referral link to open a Dave account. Each person you refer will also earn a $5 bonus upon account opening. To qualify:
- You must have a Dave spending account in good standing.
- Your referral must be new to Dave.
You can earn a maximum of $25 in referral bonuses.
Dave Banking App Features
Dave features include:
- No credit checks
- FDIC-insured spending account with debit card
- Paychecks up to 2 days early
- Budgeting tools
- Credit-building, by reporting rent & utility payments (normally $100/year)
- Income-generating side gigs in your area
Dave Banking App Fees
When you open a Dave account you will be charged a $1 monthly fee. This fee is automatically deducted from your bank account. This fee can be waived on a month-to-month basis if you shop at partner retailers. You can pause the service (and your monthly fee) at any time.
Other fees are optional:
- The express fee that lets you receive funds within 8 hours instead of the standard 1 to 3 days ($1.99 to $5.99)
- Tips (up to 20% of the amount you borrowed)
There is also no minimum balance fee, no overdraft fees, and members have access to over 32,000 fee-free Money Pass ATMs nationwide.
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Author’s Verdict
Dave is a fantastic banking app that is great for avoiding overdraft fees, do note that there is a small $1 monthly fee, no interest, and no hidden costs.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Dave promotions here.
Be sure to check out Chime as well!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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