Bankdealguy has partnered with CardRatings for our coverage of credit card products. Bankdealguy and CardRatings may receive a commission from card issuers.
The Costco Anywhere Visa® Card by Citi is a great card for Costco fanatics because it gives them the chance to earn 4% cash back on gas purchases for up to $7,000 per year plus 1% for any additional purchases.
Additionally, cardholders will have access to even more cash back opportunities such as earning 3% cash back on restaurant and eligible travel purchases, 2% cash back on all Costco and Costco.com purchases, and 1% cash back on all other purchases.
It’s very simple to be eligible for this card! Just be a Costco member! The best part about this card is there is no annual fee.
Table of Contents
Costco Anywhere Visa Credit Card Summary
 The Costco Anywhere Visa® Card by Citi is exclusively for Costco members - one of Citi's best cash back rewards cards. You'll earn: • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; • 3% cash back on restaurants and eligible travel purchases; • 2% cash back on all other purchases from Costco and Costco.com • 1% cash back on all other purchases You'll be able to receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico. This card comes with no annual fee with your paid Costco membership along with no foreign transaction fees. |
| Bonus Available | No sign-up bonus available |
| Ongoing Rewards/Benefits | 4% cash back on the first $7,000 spent each year on eligible gas purchases worldwide (1% back after that)
3% cash back on restaurant and eligible travel purchases worldwide 2% cash back on all purchases at Costco and Costco.com 1% cash back on all other purchases |
| Foreign Transaction Fees | None |
| Annual Fee | $0 annual fee |
* Bonus value is an estimated value calculated by Bank Deal Guy and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
(720 – 850 Excellent)
PROS
- Bonus cash back categories
- No annual fee
- High rewards rates in certain categories
- Can use card as Costco membership ID
CONS
- Requires excellent credit
- Needs Costco membership to qualify
- Rewards redeemable once a year and only at Costco
Editor’s Alternate Pick
 The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • 5% on travel purchased through Chase, • 3% on dining at restaurants and drugstores, and • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
Costco Anywhere Visa Card Features
If you have a Costco membership, this credit card will be perfect because it offers a great 2% cash back rate on all Costco purchases. Even if you don’t use your card at Costco, you’ll be able to earn at least 1% cash back. Plus, this card is a Visa so it can be used almost anywhere!
With 4% cash back on up to $7,000 spent on gas per year, you can easily get $280 in cash back every year. You can maximize your savings by combining this high cash back rate with the 3% cash back rate for travel expenses including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel.
Enjoy all of these great card features without having to worry about an annual fee! While you’re saving money on gas and restaurant/travel purchases, you’ll be saving even more without an annual fee.
Author’s Verdict
For all the Costco fans out there, this card is for you! The Costco Anywhere Visa® Card by Citi gives a perks and features that allow Costco members to save money on gas, travel, and Costco expenses.
As long as you’re a Costco member, this card comes with no annual fee, 4% cash back on gas purchases for up to $7,000 per year, and 1% back on everything else! For more posts like this, check out our list of credit card bonuses.
The Costco Anywhere Visa® Card by Citi is exclusively for Costco members - one of Citi's best cash back rewards cards. You'll earn: • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; • 3% cash back on restaurants and eligible travel purchases; • 2% cash back on all other purchases from Costco and Costco.com • 1% cash back on all other purchases You'll be able to receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico. This card comes with no annual fee with your paid Costco membership along with no foreign transaction fees. |
Alternative Credit Card Options
* Below are some of the top competitors to the Costco Anywhere Visa Card to consider.
The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • 5% on travel purchased through Chase, • 3% on dining at restaurants and drugstores, and • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
 The Blue Cash Preferred® Card from American Express offers 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits. You'll earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. In addition, you'll earn 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more. The card does come with a $0 introductory annual fee for one year, then $95. (See Rates & Fees) |
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| Citi Priority Account Package | $700 Cash With required activities. | Review |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Bank Cashback Debit | $360 Debit Cashback | Review |
| Wells Fargo Everyday Checking | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save | $150 Cash | Review |
Bankdealguy has partnered with CardRatings for our coverage of credit card products. Bankdealguy and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Leave a Reply