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The Citi Secured Mastercard lets those who have low credit scores or bad credit histories to take control of their future and build their credit. Simply by making everyday purchases and paying your bills on time, you will be able to see positive changes in your credit in just a month! This card works by you providing a deposit between $200 – $2,500 when submitting an application.
Once your security deposit is received and you are approved, your credit limit will be equal to the amount of the security deposit you’ve submitted. Note that you must meet their credit qualification criteria for this card, which includes reviewing of your income and your debt. Also, you must not have any bankruptcy history within the last two years.
Citi Secured Mastercard Summary
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Author’s Verdict
Although this card doesn’t offer the benefits of earning rewards or any other significant perks, the Citi Secured Mastercard does its main job well and that is to build or rebuild your credit.
For more posts like this, be sure to check out our list of credit card bonuses on Bank Deal Guy!
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