Below is our guide to help you, our readers, find the best or top 5-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: For a full, extensive list of all available CD rates, see our posts on the Best CD Rates, Deals, & Promotions.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Top 6 or 9-Month CD Rates
- Top 1-Year CD Rates
- Top 18-Month CD Rates
- Top 2-Year CD Rates
- Top 3-Year CD Rates
- Top 4-Year CD Rates
Disclaimer: These rates change often, so BankDealGuy cannot guarantee complete accuracy regarding current rates. We’ll keep the rates as up-to-date as possible.
| Best CD Accounts | Minimum | APY | ||
|---|---|---|---|---|
 | CIT Bank 12-Month CD Account | $1,000 | 0.30% | |
| CIT Bank 11-Month No-Penalty CD Account | $1,000 | 0.30% | |
 | Discover Bank 12-Month CD Account | $2,500 | 0.55% |
Top 5-Year CD Rates – Nationwide
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Citi Priority Account | Up to $1,500 Cash Bonus with required activities. | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| Chase Total Checking® | $225 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| SoFi Money | $100 Cash | Review |
| Discover Bank Cashback Debit | $360 Debit Cashback | Review |
| Citigold® Account | Up To $1500 Cash Bonus with required activities. | Review |
| PNC Bank Virtual Wallet® | Up to $300 Cash | Review |
| PNC Bank Virtual Wallet® Checking Pro | Up to $200 Cash | Review |
| BMO Harris Smart Advantage Account | $200 Cash | Review |
| Axos Business Savings | $100 Cash | Review |
| Aspiration Spend & Save | $150 Cash | Review |
Editor Rating
Related posts:
DuTrac Community Credit Union CD Rates: 48-Month Term 3.25% APY CD Rate Special [IA, IL, WI]
Credit Union of Denver CD Rates: 0.90% APY 13-Month CD (Nationwide)
Corporate America Family Credit Union CD Rates: 1.46% APY 36-Month CD, 1.51% APY 36-Month CD [Nation...
Greenville Heritage Federal Credit Union CD Rates: 15-Month Term 3.299% APY CD Rate Special [SC]
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