Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to foresee the best return is with online banks.
| CIT Bank Bank | Up to 4.25% APY | Review |
| Discover Bank | Up to 4.25% APY | Review |
| Quontic Bank | Up to 3.95% APY | Review |
| CIT Bank 11-Month No Penalty CD | 3.30% APY | Review |
Editor’s Note: For a full, extensive list of all available CD rates, see our posts on the Best CD Rates, Deals, & Promotions.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Top 6 or 9-Month CD Rates
- Top 1-Year CD Rates
- Top 2-Year CD Rates
- Top 3-Year CD Rates
- Top 4-Year CD Rates
- Top 5-Year CD Rates
Disclaimer: These rates change often, so BankDealGuy cannot guarantee complete accuracy regarding current rates. We’ll keep the rates as up-to-date as possible.
Top 18-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| The Vanguard Group Brokered CD | 4.90% | $1K | --- | 18-Month non-callable CD | Issued by WFB |
| Connexus Credit Union | 4.85% | $5K | --- | 15-Month Share Certificate Special | Review |
| Fidelity Brokered CD | 4.85% | $1K | --- | 18-Month non-callable CD | Issued by WFB |
| INSBANK Online | 4.72% | $2.5K | --- | 18-Month CD | Review |
| KS StateBank | 4.68% | $100K | --- | 18-Month Jumbo CD | Review |
| ConnectOne Bank | 4.65% | $500 | --- | 19-Month CD | Review |
| Brilliant Bank | 4.61% | $1K | --- | 15-Month CD | Review |
| Blue Federal Credit Union | 4.60% | $1 | --- | 15-Month CD | Review |
| CFG Bank | 4.60% | $500 | --- | 18-Month CD | Review |
| Merrick Bank | 4.60% | $25K | $250K | 18-Month CD | Review |
| United States Senate Federal Credit Union | 4.60% | $1K | --- | 20-Month Share Certificate Special | Review |
| SkyOne Federal Credit Union | 4.50% | $1 | --- | 15-Month CD | Review |
| Banesco USA | 4.40% | $1.5K | --- | 18-Month CD | Review |
| Synchrony Bank | 4.40% | None | --- | 15-Month CD | Review |
| CIT Bank | 4.25% | $1K | --- | 18-Month CD | Review |
| Idabel National Bank | 4.00% | $1 | --- | 15-Month CD | Review |
| America First Credit Union | 3.85% | $1 | --- | 18-Month CD | Review |
| mph.bank | 3.20% | $1 | --- | 18-Month High-Yield CD via SaveBetter | Review |
| mph.bank | 3.10% | $1 | --- | 15-Month High-Yield CD via SaveBetter | Review |
Related posts:
KS State Bank 18-Month Jumbo Certificate of Deposit Account: Earn 1.60% APY CD Rate [Nationwide]
The Pioneer Savings Bank CD Rates: 1.80% APY 36-Month CD [OH]
TruWest Credit Union CD Rates: 19-Month 3.25% APY CD Rate Special [AZ, TX]
Alliant Credit Union CD Rates: 12-17 Months Term 2.70% APY CD Rates [Nationwide]
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