Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: For a full, extensive list of all available CD rates, see our posts on the Best CD Rates, Deals, & Promotions.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Top 6 or 9-Month CD Rates
- Top 1-Year CD Rates
- Top 2-Year CD Rates
- Top 3-Year CD Rates
- Top 4-Year CD Rates
- Top 5-Year CD Rates
Disclaimer: These rates change often, so BankDealGuy cannot guarantee complete accuracy regarding current rates. We’ll keep the rates as up-to-date as possible.
| Best CD Accounts | Minimum | APY | ||
|---|---|---|---|---|
 | Discover Bank 12-Month CD Account | $2,500 | 2.50% | |
 | BBVA 36-Month CD Account | $500 | 2.25% | |
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% |
Top 18-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| CD Bank | 3.10% | $10k | --- | 18-Month CD | Review |
| Security Bank | 3.02% | $2k | --- | 18-Month CD | Review |
| Hanscom Federal Credit Union | 3.00% | $1k | --- | 19-Month CD | Review |
| Andrews Federal Credit Union | 2.95% | $1k | --- | 17-Month CD | Review |
| Limelight Bank | 2.95% | $1k | --- | 18-Month CD | Review |
| State Bank of India Illinois | 2.89% | $2.5K | --- | 15-Month CD | Review |
| First Internet Bank | 2.88% | $1k | --- | 18-Month CD | Review |
| Advancial | 2.86% | $50K | --- | 18-Month Jumbo CD | Review |
| Veridian Credit Union | 2.85% | $1k | --- | 18-Month CD | Review |
Top 18-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| 1st Nor Cal Credit Union | CA | 3.04% | None | --- | 20-Month CD | Review |
| Bank of Franklin County | MO | 3.04% | $500 | --- | 20-Month CD | Review |
| STCU | WA, ID | 3.04% | $500 | --- | 20-Month CD | Review |
| Members First Credit Union | MI | 3.01% | $1K | --- | 15-Month CD | Review |
| FORUM Credit Union | IN | 3.00% | $500 | --- | 18-Month CD | Review |
| Community 1st Credit Union | IA, MO | 3.00% | $1,000 | --- | 18-Month CD | Review |
| Homeland Credit Union | OH | 3.00% | $75K | --- | 18-Month CD | Review |
| Kellogg Community Credit Union | MI | 3.00% | $500 | --- | 19-Month CD | Review |
| Cornerstone Federal Credit Union | KY, TN | 3.00% | $500 | --- | 18-Month CD | Review |
Editor Rating
Related posts:
Chartway Federal Credit Union CD Rates: 12-Month Term 2.10% APY No Penalty CD Rates [Nationwide]
Suncoast Credit Union CD Rates: 24-Month Term 3.25% APY Jumbo CD Rate [FL]
Verity Credit Union CD Rates: 19-Month Term 3.00% APY CD Rate Special [WA]
Bogota Savings Bank CD Rates: 8-Month Term 2.20% APY CD Rate [NJ] *In Branch*
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