Find the latest Michigan State University Federal Credit Union CD Rates, Offers, and Promotions here.
They currently offer a 1.10% APY 4-Year CD and 1.35% APY 5-Year CD.
| Eligibility: Membership in Michigan State University Federal Credit Union is open to anyone through a $10 donation to the MSU Alumni Association (joining MSUFCU and making the $10 donation can be done simultaneously using the MSUFCU’s online application). Anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, or Macomb Counties in Michigan is also eligible to join. Membership is also open to faculty, staff, or students of Michigan State University. Employees/members of more than 250 Select Employee Groups, including all State of Michigan employees, are also eligible to join. See current membership details |
Michigan State Federal Credit Union CD Account Summary
Open up a new Michigan State Federal Credit Union CD Account to earn interest on your funds.
- Availability: Nationwide
- Expiration: None listed
- Credit Inquiry: Soft Pull or Hard Pull? Let us Know!
- Credit Funding: Unknown
- Opening Deposit Requirement: None
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
(NCUA Insured)
Regular
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.15% | $500 |
| 6-Month | 0.25% | $500 |
| 13-Month | 0.30% | $500 |
| 1-Year | 0.30% | $500 |
| 2-Year | 0.40% | $500 |
| 3-Year | 0.60% | $500 |
| 4-Year | 0.85% | $500 |
| 5-Year | 1.10% | $500 |
Jumbo
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.40% | $100,000 |
| 6-Month | 0.50% | $100,000 |
| 13-Month | 0.55% | $100,000 |
| 1-Year | 0.55% | $100,000 |
| 2-Year | 0.65% | $100,000 |
| 3-Year | 0.85% | $100,000 |
| 4-Year | 1.10% | $100,000 |
| 5-Year | 1.35% | $100,000 |
CD Features
- Great for long-term savings growth
- No limit on deposit amount
- Easy membership
- NCUA Insured
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Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a CD Account, your money will be earning money for you while you sleep by earning you a return on your funds.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotions and the best CD Rates!
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