Available nationwide, you can earn highly competitive APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account!
With a Synchrony Bank Certificate of Deposit (CD), you can earn up to 4.01% APY.
Synchrony Bank CD Summary
- Online Only
- Great Rates. Count on It. Open a CD with Synchrony Bank today. Member FDIC. Learn More about Great Rates at Synchrony Bank.
- Reach Your Financial Goals. Open a CD with Synchrony Bank Today. Member FDIC. Learn more about great rates at Synchrony Bank.
- Open a CD Account with Great Rates and No Minimum Deposit.
- Let your money work for you. Great Rates. Count on It. Open a CD Account with Synchrony Today. Member FDIC.
- Get More For Your Money. Visit Synchrony Bank Online Today to Open a CD Account.
- Savings Products with Competitive Rates and No Minimum Deposit.
- Retire Happier. Synchrony Bank makes it easier to reach your retirement goals.
- Save with Synchrony Bank. Our Mobile App makes it easy to bank anywhere – and control your accounts from a Smartphone or Tablet
- Terms range from 3 months to 5 years
- No minimum deposit required to open
CD Account Rates
| Term | APY Rate |
| 3 Month | 2.00% |
| 6 Month | 3.00% |
| 9 Month | 3.05% |
| 11 Month No Penalty | 2.40% |
| 12 Month | 3.61% |
| 13 Month | 3.61% |
| 14 Month | 3.61% |
| 15 Month | 3.91% |
| 16 Month | 3.61% |
| 18 Month | 3.81% |
| 18 Month | 3.81% |
| 24 Month | 3.96% |
| 24 Month Bump Up | 3.10% |
| 36 Month | 4.01% |
| 48 month | 4.01% |
| 60 Month | 4.01% |
APYs are subject to change at any time without notice. Offers apply to personal accounts only. A penalty may be imposed for early withdrawals from a CD. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. Fees may reduce earnings. Member FDIC.
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Author’s Verdict
This Synchrony Bank CD Account will offer a competitive rate on your funds depending on the term length and funds! Be sure to check back on BankDealGuy for more CD Rate Offers!
Interested in what more Synchrony Bank has to offer? See our list of Synchrony Bank Promotions!
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These rates are bogus. Advertise 2.6 APR go to website .6 APR!