PNC Bank Checking Bonus: $100, $200, $400 Promotions

The PNC Bank is offering up to $400 in bonuses when you open a checking account with the a new PNC Bank Virtual Wallet® product.

PNC Bank Up to Checking Bonus

• Availability:
  • PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
  • PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
• Credit Inquiry: Soft Pull
• Credit Funding: No
• Monthly Service Fee:
  • PNC Virtual Wallet: $7
  • PNC Virtual Wallet with Performance Speed: $15
  • PNC Virtual Wallet with Performance Select: $25
• Early Termination Fees: A $25 deposit will not be given back if closed within 6 months.

(Expires 04/30/2024)

Editor’s Note: Here’s an alternative link to the offer.

How to Earn Bonus

Here’s how to earn it:

• Earn up to $400 when you open and set up a direct deposit to a new PNC Virtual Wallet®
• Virtual Wallet: Earn $100 when you establish total qualifying direct deposits of $500 or more to the new Virtual Wallet
• Virtual Wallet with Performance Spend: Earn $200 when you establish total qualifying direct deposits of $2,000 or more to the new Virtual Wallet with Performance Spend
• Virtual Wallet with Performance Select: Earn $400 when you establish total qualifying direct deposits of $5,000 or more to the new Virtual Wallet with Performance Select

Avoid Monthly Fees

PNC Bank Virtual Wallet® – The monthly fee of $7 will be waived if you do any of the following:

• $500+ monthly direct deposit to the Spend Account
• $500+ monthly balance in Spend + Reserve
• Account holder is age 62+

PNC Bank Virtual Wallet® with Performance Spend – The $15 monthly fee can be waived if you do any of the following:

• $2,000+ monthly direct deposit to the Spend Account ($1,000 total qualifying monthly direct deposits for WorkPlace Banking customers)
• $2,000+ monthly balance in Spend + Reserve
• $10,000 in all PNC consumer deposit accounts

PNC Bank Virtual Wallet® with Performance Select – PNC Bank will waive the $25 monthly fee is you do any of the following

• $5,000+ monthly direct deposit to the Spend Account ($1,000 total qualifying monthly direct deposits for WorkPlace Banking customers)
• $5,000+ monthly balance in Spend + Reserve
• $25,000 in all PNC consumer deposit accounts

Author’s Verdict

The PNC Bank Checking Bonus is an easy to-do bonus if you are able to qualify for any of the monthly fee waivers.

By opening a new checking account with the Virtual Wallet® and setting up a direct deposit, you may be able to qualify for up to a bonus! The requirements are very doable.

Find more PNC Bank Promotions and a full list of bank bonuses.

This content is not provided by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser.