PNC Bank Up to $400 Checking Bonus

The PNC Bank is offering up to $400 in bonuses when you open a checking account with the a new PNC Bank Virtual Wallet® product.

PNC Bank Up to Checking Bonus

• Availability:
  • PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
  • PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
• Credit Inquiry: Soft Pull
• Credit Funding: No
• Monthly Service Fee:
  • PNC Virtual Wallet: $7
  • PNC Virtual Wallet with Performance Speed: $15
  • PNC Virtual Wallet with Performance Select: $25
• Early Termination Fees: A $25 deposit will not be given back if closed within 6 months.

(Expires 03/31/2023)

How to Earn Bonus

• Earn up to $400 when you open and use a select new PNC Virtual Wallet®
• Virtual Wallet®: Earn $50 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account
• Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
• Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
• Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.

Avoid Monthly Fees

PNC Bank Virtual Wallet® – The monthly fee of $7 will be waived if you do any of the following:

• $500+ monthly direct deposit to the Spend Account
• $500+ monthly balance in Spend + Reserve
• Account holder is age 62+

PNC Bank Virtual Wallet® with Performance Spend – The $15 monthly fee can be waived if you do any of the following:

• $2,000+ monthly direct deposit to the Spend Account ($1,000 total qualifying monthly direct deposits for WorkPlace Banking customers)
• $2,000+ monthly balance in Spend + Reserve
• $10,000 in all PNC consumer deposit accounts

PNC Bank Virtual Wallet® with Performance Select – PNC Bank will waive the $25 monthly fee is you do any of the following

• $5,000+ monthly direct deposit to the Spend Account ($1,000 total qualifying monthly direct deposits for WorkPlace Banking customers)
• $5,000+ monthly balance in Spend + Reserve
• $25,000 in all PNC consumer deposit accounts

Author’s Verdict

The PNC Bank Checking Bonus is an easy to-do bonus if you are able to qualify for any of the monthly fee waivers. By opening a new checking account with the Virtual Wallet® and setting up a direct deposit, you may be able to qualify for up to a bonus! The requirements are very doable. Find more PNC Bank Promotions and a full list of bank bonuses.

This content is not provided by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser.