Citizens Bank is offering up to $400 in bonuses when you open a new personal checking account and meet certain requirements.
Citizens Bank $400 Checking Account Bonus Summary
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- Expiration: 02/17/2022
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Direct Deposit Requirement: $500 to receive the bonus
- Monthly Service Fee: $0, $9.99, $25.00; see below to waive monthly fees
- Early Termination Fees: None listed, check with CSR
(Expires 02/17/2022)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How to Earn Bonus
To earn a $300 bonus:
- Open your first new personal checking account between 11/8/21 to 2/17/22 and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
To earn up to $100:
- Get paid $2 per qualified debit transaction that post and clear your new checking account within 60 days of account opening.
Avoid Monthly Fees
- Student Checking: No monthly fee (must be under 25 to use this account)
- One Deposit Checking from Citizens: $9.99 monthly fee can be waived if you make at least one deposit each statement period
- Citizens Quest Checking: $25 monthly fee can be waived if
- Make a total of $5,000 or more deposits to your primary checking each statement period OR
- Maintain a total of $25,000 or more monthly combined deposit and investment balance across your linked accounts.
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Author’s Verdict
The Citizens Bank checking account bonus is a great bonus if you can qualify for any of the monthly fee waivers. If you are interested in more bonuses, check our list of the latest Citizens Bank Promotions. Also, find our full list of bank bonuses.
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking & Savings Member FDIC | Up to $3,000 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
Received a mailer from Citizens Bank and went to a local branch to open up the Platinum Plus Checking account at the bank. The branch said that you had to apply online, which I did. I also followed all the rules regarding the required direct deposit, etc. The account was opened but I did not receive the $250 bonus after 60 days. I waited a total of 90 days before I called customer service. They said that I needed to give an offer code when I applied online. There was nowhere on the online application for an “offer code”. So after getting nowhere with customer service, I contacted the office of the chairman at Citizens. After about a month of getting the runaround, I was told I would not get the bonus. My case is now pending at OCC.
People aren’t seeing Citizens Bank offer for $250 because it doesn’t exist. Checked with marketing. The link will open an account but no bonus will be awarded.
Hey Mark,
By chance have you tried looking at the PDF printout of the offer that we have provided in the post? It may or may not show up via the link for some readers, so YMMV.