CIT Bank RampUp Certificate of Deposit Account: Earn Up To 1.38% APY CD Rate [Nationwide]

Available nationwide, you can earn 1.20% up to 1.38% APY on your funds when you open up a new 3-Year or 4-Year Term CIT Bank RampUp Certificate of Deposit Account respectively! Their flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up. Below is all the information and details you need to open your CIT Bank RampUp Certificate of Deposit Account to earn 1.20% up to 1.38% APY!

CIT Bank RampUp CD Summary

CIT Bank RampUp CD Account Information

• Rate Offer: Earn 1.20% up to 1.38% APY on a new 3 or 4 Year Term CD Account
• Availability: Nationwide
• Expiration: None
• Credit Inquiry: Soft Pull
• Credit Funding: Unknown
• Opening Deposit Requirement:
  • $25,000 3-Year Term
  • $50,000 4-Year Term
• Direct Deposit Requirement: None
• Monthly Service Fee: None listed
• Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
• Auto Renewal: Unknown, but more than likely.
• Promo Code(s): None

Account Overview

• Available in 3- and 4-year terms
• Minimum deposit of $25,000 for the 3-Year RampUp™ CD or $50,000 for the 4-Year RampUp™ CD
• Option to increase your rate once during the term of your CD if our rates go up
• Enjoy the security of a CD and stay in your original rate until maturity, if our rates go down
• No account opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured
• Exercise your rate increase option at any time by calling 855-462-2652

Account Rates

Application Link

CIT Bank RampUp Certificate of Deposit Account: Consider opening this account if you’re looking for a CD with a high competitive rate! Rest assured that your money is FDIC-insured up to $250,000!

Account Requirements

Earn 1.20% up to 1.38% APY on a new CD Account with CIT Bank today:

1. Visit CIT Bank online and open a new CIT Bank RampUp Certificate of Deposit Account.
2. Enter your info: Provide your first and last name, address, phone, email and social security number
3. Select your term: select a term of your choice.
4. Fund your account: Make the minimum opening deposit.
5. Verify Information: Verify information and electronically sign your application.
6. Confirmation Email: They’ll send a confirmation email.

CIT Bank Contact Information

Need Assistance? Contact a representative by calling 1-855-462-2652.

Avoid Monthly Fees

There are no monthly fees involved with this CD Account.

CIT Bank Online App

•  All your banking, in your pocket or purse. Download the CIT Bank App today via iOS or Android.
• If you do not have a supported Apple or Android device, you can access these features at m.bankoncit.com.

Still Have Questions?

•  Reach someone helpful 24/7. Call 855-462-2652!

Author’s Verdict

CIT Bank RampUp Certificate of Deposit Account offers a phenomenal APY Rate on your funds with just a 25K/50K initial deposit to start! According to GoBankingRates, it is listed as one of the “Best CD Accounts of 2016.” I’ll definitely be opening an account very soon and make the switch to earn a little more as a few of my CD Accounts are near maturity. Apply today! Please let us know if you find out any information regarding credit card funding or inquiry info. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with CIT Bank in the comment section below. Be sure to check back on BankDealGuy for more bank deals and the best CD Rate Offers!