Chase Total Checking® vs Premier Plus Checking Account Comparison

Looking to open a new checking account with Chase and not sure which one to open? Below, we’ll give you a comparison of the Chase Premier Plus Checking^SM and the Chase Total Checking® to find which one best suits you!

• Need more than basic checking with online bill pay and mobile banking? Not only can this Chase Premier Plus Checking^SM Account earn you interest, but you’ll also save money on ATM fees and on monthly service fees. On top of all of the benefits, you can earn a generous bonus when applying and meeting simple requirements.
• The Chase Total Checking® is the most simple checking account that is easy to use. You’ll also be able to use their online banking, bill pay and mobile banking services, plus Chase DepositFriendly^SM ATMs nationwide. On top of all of the benefits, you can earn a generous bonus when applying and meeting simple requirements.

Editor’s Note: Interested in a more in-depth review of a few of what Chase has to offer? See a few of our review below:

• Chase Bank Premier Plus Checking Account Bonus
• Chase Bank Total Checking & Savings Account Bonus
• Chase Bank Total Checking Account Bonus
• Chase Bank Savings Account Bonus
• Chase Bank $50 Referral Bonus
• Chase Credit Card Referral Bonus

Or see our full list of Chase Bank offers here

Chase Total Checking® Bonus

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

Chase Total Checking vs Premier Plus Checking Account

Digital Tools That Let You Bank From Virtually Anywhere

• Text Banking
  • Check balances and transaction history on the go by simply sending a text.
• Direct Deposit
  • Most convenient way to automatically deposit your checks each payday.
• Chase QuickDeposit^SM
  • Just point and click to deposit checks from almost anywhere, anytime.
• Online Bill Pay
  • Make payments securely at chase.com or with your mobile device.
• Chase QuickPay® with Zelle®
  • Easily send money to another person without cash or checks.
• Paperless Statements
  • Access up to 7 years of statements online or on your mobile device.
• Account Alerts
  • Monitor your finances to help avoid overdrafts and safeguard your account.

Application Link

Chase Total Checking®: If you’re interested in this account, see the table above and click to learn more!

Chase Premier Plus Checking^SM: If you’re interested in this account, see the table above and click to learn more!

Alternative Options

Looking for alternative options? See what else Chase Bank has to offer below!

• Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request Apply Now at Chase

• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

Chase Bank Online App

•  All your banking, in your pocket or purse. Download the Chase Bank App today via iOS or Android.

Still Have Questions?

•  Reach someone helpful 24/7. Call 1-800-935-9935!

Author’s Verdict

Both accounts offer great benefits. If you’re just looking for a basic checking account, the Chase Total Checking® is great for you. If you’re looking to take it up a notch and get many more features + earn interest on your funds, the Premier Plus Checking^SM would be the account for you.

Discover the many benefits when opening your Chase account today! Be sure to check back on BankDealGuy for more bank offers here!