Wells Fargo offers nationwide access with thousands of ATMs and branch locations. BMO Harris on the other hand offers a variety of personal deposit products that include checking, savings, money market, CDs, and IRAs.
Below, you can read about Wells Fargo vs BMO Harris Bank and which is better for you!
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Wells Fargo | BMO Harris Bank | |
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Locations | Almost 5,300 branches
(Locator) |
588 branches
(Locator) |
ATMs | Over 13,000+ ATMs | 40,000 ATMs |
Savings | 3/5 | 2/5 |
CD | 2/5 | 4/5 |
Checking |
|
|
Money Market | Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. | If you have more than $5,000 to put into a savings account, consider the Platinum Money Market account. The money market account also includes online and mobile banking. |
Customer Service | Available 24 hours a day, 7 days a week. | Dedicated customer support Reach out to BMO for assistance with your personal checking needs. |
Mobile App | Wells Fargo is compatible with Samsung Pay, Apple Pay and Google Pay. | On the BMO Harris mobile app, you can link your external accounts. This gives you the chance to see all of your accounts in one place. |
Bottom Line | Wells Fargo offers nationwide access with thousands of ATMs and branch locations. They offer several different products ranging from CDs to checking/savings accounts. | BMO Harris Bank is a full-service bank with a variety of features and benefits to offer. If you prefer in-person banking and like access to all of your accounts in one place, BMO Harris may offer just what you need. |
Author’s Verdict
Wells Fargo and BMO Harris Bank are some of the top banking institutions within the U.S. They offer several account options and features for your banking needs.
Hopefully the above information helps you understand which bank is better for you.
Also be sure to check out our own lists of bank promotions and CD tables!
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking & Savings Member FDIC | Up to $3,000 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
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