Find the latest Valley First Credit Union promotions, bonuses, and offers here!
Earn a $100, $200, $500 bonus for opening a checking account.
Update 3/25/24: The $200 checking offer is back with a new link.
Valley First Credit Union Promotions Review
Valley First Credit Union offers financial services to residents of California. They provide checking & savings account as well as loans and business services. They give money back to their members with higher dividend rates on savings and lower interest rates on loans. They have an A health rating.
Membership eligibility: Membership in Valley First Credit Union is open to those who live, work, worship, or attend school in the California counties of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tuolumne, or Tulare. Employees of more than 160 Select Employer Groups also qualify for membership. See full membership details. |
I’ll go over Valley First Credit Union offers below.
Valley First Credit Union $200 Checking Bonus
What you’ll get: $200 bonus
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes, $750+
- Credit Inquiry: Soft Pull or Hard Pull?
- Monthly Fees: None
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Open a new Purple Checking Account
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met:
- Have an established direct deposit of $750/month or more
- are enrolled in Online Banking
- and are enrolled in eStatements.
(Limited time offer)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Fine Print
- Offer does not apply if you have an existing Valley First Credit Union checking account or have closed a Valley First checking account within the last 12 months, including joint account ownership.
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met: Have an established direct deposit of $750/month or more, are enrolled in Online Banking and are enrolled in eStatements.
- Account must be open and in good standing to receive Bonus.
- Bonus Dividend will be reported as interest (dividends) assumed on IRS Form 1099-INT.
- Recipient is responsible for any applicable taxes.
- Offer cannot be combined with any other offer.
- New accounts subject to ChexSystems.
- Membership eligibility requirements apply.
- Membership requires a Primary Share Account opened wit han initial $25 deposit plus a $5 one-time membership fee, for a total of $30.
Valley First Credit Union $500 Business Checking Bonus
What you’ll get: $500 bonus
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull or Hard Pull?
- Monthly Fees: $0-$12; see below
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Open a new business checking account.
- Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account.
- $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
(Limited time offer)
Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
Fine Print
- Offer available on Small Business Checking, Business Checking, Interest Business Checking, and Impact Business Checking.
- Offer does not apply if you have an existing Valley First Credit Union business checking account or have closed a Valley First business checking account within the last 12 months, including joint account ownership.
- Cannot be combined with other offers.
- Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account.
- $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
- These fees are waived on the business checking account: monthly maintenance, deposit transaction, cash deposit, and cash order.
- Business money market account dividend rate is variable and subject to change after account opening.
- Minimum balance to open and earn dividends on business money market account is $1.
- Fees may reduce earnings. Business VISA Credit Card subject to credit approval.
- Promotional 0% VISA APR applies to purchases (not cash advances or balance transfers) initiated within 60 days of account opening.
- After 12 months, any unpaid promotional balances will begin accruing interest at the variable APR assigned to the VISA account.
- Current business VISA variable APRs range from 19.24% – 24.00% depending on credit evaluation.
- Offers and rates available as of 9/1/23; subject to change or cancellation without notice.
- Federally insured by NCUA.
- Equal Opportunity Lender.
Valley First Credit Union $100 Checking Bonus (Expired)
What you’ll get: $100 bonus
- Where it’s available: CA
- How to earn it:
- Open a new Purple Checking Account must receive direct deposit within 60 days of account opening to receive offer.
- $100 bonus will be credited to new Purple Checking Account within 100 days of account opening after qualifications have been met.
- When it expires: 12/31/2022
(Offer expires 12/31/2022)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
How to Avoid Monthly Fees
- Purple Checking: None
- OnTrak Checking: reduce the $10 monthly service fee to $8 by having a direct deposit into the account during the Monthly Qualification Cycle.
- Business Checking: $12 Monthly Service Fee (waived with a $1,500+ average daily checking balance OR $4,000+ average daily combined balance). $0.20 per cash deposit, after the first $3,000 in cash deposits (in-branch processing only)
- Impact Business Checking: None
- Nonprofit Checking: None listed
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Author’s Verdict
For more current offers, check out our bank bonuses page. Compare Valley First Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
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