Available Nationwide, USALLIANCE Financial High Dividend Savings is offering you 3.75% APY with a new High Dividends Savings Account.
Update 3/7/25: The rate has decreased to 3.75% APY from 3.90%.
About USALLIANCE
Established in 1966, USALLIANCE Financial began as a credit union for IBM employees. Today, USALLIANCE Financial serves over 90,000 members offering convenient, secure, online, mobile banking options.
| Eligibility: Membership in USALLIANCE Financial is open to anyone through membership in any of four associations, including the American Consumer Council. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester; the City of West Haven, Connecticut; or qualifying districts in Manhattan, Mount Vernon, and The Bronx. State or local government employees/retirees of the NY counties of Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester are also eligible to join, as are employees of more than 175 SEGs. Complete membership requirements are listed on the Credit Union’s online application. See current membership details |
USALLIANCE Financial High Dividend Savings
Here is your opportunity to earn a competitive rate on your funds. Open the account with a minimum opening deposit of $500 to start earning interest today!
- Open an account
- Account Type: High Dividend Savings Account
- Rate Offer: 3.75% APY Rate
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Minimum Balance: $500
- Maximum Balance: None
- Opening Deposit: None
- Monthly Service Fee: None
- Early Termination Fees: None listed
(FDIC Insured)
USALLIANCE ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with Popular Direct Bank’s ACH capabilities.
Account Rates
| MMA Balance | APY |
| $500+ | 3.75% APY |
USALLIANCE Financial Account Benefits
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- All deposits are NCUA insured to the maximum amount allowed by the law
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Author’s Verdict
USALLIANCE Financial High Dividend Savings Account offers pretty decent rates on your funds at any amount! The account is simple to apply and a great way to earn funds on your excess cash! If this sounds like something you would be interested in, simply open an account and complete the opening deposit requirement.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
In addition to the current rate from USALLIANCE Financial, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
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