State Bank of The Lakes Promotions: $150, $300 Checking, Savings Bonuses [IL, WI]

Checkout the latest State Bank of The Lakes promotions, bonuses, and offers here!

Update 2/5/25: The $300 checking bonus now has a new expiration date of 7/31/25.

State Bank of The Lakes Promotions Review

State Bank of The Lakes provides their Illinois and Wisconsin residents all the resources of a big bank while also maintaining the personalized service of a true local community bank.

I’ll go over State Bank of The Lakes offers below.

State Bank of The Lakes $300 Checking Bonus

• What you’ll get: $300 bonus
• Promotional link(s):
  • Total Access Checking
  • White Sox Checking
  • Cubs Checking
• Where it’s available: IL, WI (Branch Locator)
• Credit Inquiry: Soft Pull Or Hard Pull?
• Credit Card Funding: Unknown, let us know.
• How to earn it:
  • Open a new Total Access/Cubs/White Sox Checking account now and get a $300 bonus when you
    • Enroll in online banking
    • Activate e-statements through bank’s website
    • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period

(Expires 07/31/2025)

State Bank of The Lakes $150 Checking & Savings Bonus (Expired)

• What you’ll get: $150 bonus
• Where it’s available: IL, WI (Branch Locator)
• Credit Inquiry: Soft Pull Or Hard Pull?
• Credit Card Funding: Unknown, let us know.
• How to earn it:
  • $100 bonus: Open a Total Access Checking account and:
    • Enroll in online banking & activate e-statements
    • Complete a direct deposit each month for the
      qualification period
  • $50 bonus: Open a Statement Savings account and:
    • Deposit $1,000 of new money
    • Maintain a minimum balance of $1,000 for the
      Qualification Period

(Expires 01/29/2025)

State Bank of The Lakes $300 Business Checking Bonus (Expired)

• What you’ll get: $300 bonus
• Where it’s available: IL, WI
• How to earn it:
  • To qualify for the $300 bonus:
    •  Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021
    • Let the bank teller you are aware of this Entrepreneur Checking account bonus offer at account opening
    • Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened
    • Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period
    • Enroll in online banking and activate e-statements within the Qualification Period.
    • After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.

(Expires 12/31/2022)

How to Avoid Monthly Fees

• Total Access Checking: None
• Clubs Checking: None
• White Sox Checking: None
• Student Checking: None
• Depaul Checking: None
• NorthWestern Wildcats Checking: None
• Chicago Checking: None
• Money Smart Checking: None
• Chicago Red Stars Checking: None
• Access Plus Checking: $10 monthly fee. Waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
• Premier Checking: $25 monthly fee. Waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
• Platinum Preferred Checking: $10 monthly fee. Waived with $1,000 minimum daily balance
• NorthWestern Wildcats Checking: $10 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee.

Author’s Verdict

Illinois and Wisconsin residents can checkout State Bank of the Lakes’ current bonuses and promotions for their accounts.

For more current offers, check out our bank bonuses page. Compare State Bank of The Lakes rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.