Available to nationwide residents, LendingClub High Yield Savings Account is offering a 3.20% APY rate on your funds.
Update 9/19/25: The standard rate has decreased to 3.20% APY (from 3.40%), however, you can bump this rate to 4.20% APY (down from 4.40%) by simply depositing $250+ per month into your LevelUp account.
About LendingClub High Yield Savings
LendingClub is an online digital marketplace bank. They offer their members a wide access to a broad range of financial products and services through a technology-driven platform and offer services through a technology-driven platform. They are FDIC insured.
LendingClub High Yield Savings
- Availability: Nationwide
- Rate Offer: 3.20% APY Rate
- Credit Inquiry: Soft Pull or Hard Pull? Let us know!
- Credit Funding: None listed, check with CSR for more information
- Minimum Balance: None
- Maximum Balance: None
- Opening Deposit: $100 required to open
- Monthly Fee: None
- Early Termination Fee: None Listed
(Visit LendingClub to learn more)
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| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
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| Upgrade Premier Savings | 3.05% APY | Review |
LendingClub Account Benefits
- Hight-interest earning
- Online & Mobile banking
- No monthly service fees
- No minimum balance requirement after $100.00 to open
- Free ATM card available
- Free transfers
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Author’s Verdict
LendingClub is offering a competitive APY rate for their savings account. There are no monthly requirements and no service fees!
In addition to the current rate from LendingClub, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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