Find the latest Laurel Road promotions, bonuses, and offers here.
Currently, you can earn a $200, $300 and $540 bonus for opening an account and up to $400 for each qualifying referrals.
Laurel Road Promotions Review
Laurel Road is a digital banking platform and brand of KeyBank that provides tailored solutions to support the financial wellbeing of healthcare and business professionals. They offer services from Student Loan Refinancing, Mortgages, Personal Loans, tailored savings accounts, and more. Member FDIC.
I’ll go over Laurel Road offers below.
Laurel Road High Yield Savings $200 Bonus
Earn up to a $200 bonus with a Laurel Road High Yield Savings account.
How to earn it:
- Open a High Yield Savings account before 4/30/2024
- Deposit at least $1 in the first 20 days of account open
- Have at least $5,000 in your account by day 90 after open
- Bonus tiers:
- $50 bonus – Deposit total between $5,000–$14,999.99
- $100 bonus – Deposit total between $15,000–$29,999.99
- $200 bonus – Deposit total more than $30,000+
- Terms:
- Must deposit a minimum of $1 within the first 20 days and must have the relevant tiered account balance on the 90th day.
- Referred cannot be an existing or prior Laurel Road member in the last twelve (12) months.
- Referrer and Referred must be U.S. citizen(s) and/or permanent resident(s).
(FDIC Insured)
Laurel Road $340 Checking Bonus
- What you’ll get: $340 Bonus
- Availability: Nationwide
- Branches: Online only
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: None
- Early Termination Fee: $25, 180 days
- How to earn it:
- For a limited time, you can earn a $100 bonus when you make qualifying ACH direct deposits totaling $2,500 or more within 60 days of opening your new Laurel Road Loyalty Checking account.
- Receive up to an additional $240: You can earn a $20 cash reward for every month you make qualifying ACH direct deposits during the first 12 months, and $10 for every month after that – for as long as your account is open!
(Offer Expires 04/04/2024)
Editor’s Note: This is an alternative link for this offer for nurses.
Laurel Road $300 Checking Bonus
- What you’ll get: $300 Bonus
- Availability: Nationwide
- Branches: Online only
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: None
- Early Termination Fee: $25, 180 days
- How to earn it:
- Open a Laurel Road Checking account simultaneously while refinancing your student loan with Laurel Road.
- Make one or more qualifying direct deposits via an Automated Clearing House (ACH) transaction into the Laurel Road Checking account totaling at least $2,500 within the first 60 days after account opening
(Offer Expires 01/08/2024)
Laurel Road $200 Savings Bonus
- What you’ll get: $200 Bonus
- Availability: Nationwide
- Branches: Online only
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Credit Card Funding: None
- Early Termination Fee: $25, 180 days
- How to earn it:
- Open a High Yield Savings account before 12/31/2023
- Deposit at least $1 in the first 20 days of account open
- Have at least $5,000 in your account by day 90 after open
- Bonus tiers:
- $50 bonus: Deposit total between $5,000–$14,999.99
- $100 bonus: Deposit total between $15,000–$29,999.99
- $200 bonus: Deposit total between more than $30,000+
Editor’s Note: The button link below IS NOT a referral link. Please check the comment section for a referral link to use for this offer. Feel free to leave yours in the comment section! The offer will not be valid unless if you use a referral link.
(Expires 12/31/2023 – not a referral link)
Western Alliance Bank High-Yield Savings Premier (5.36% APY) | Customers Bank High Yield Savings (5.32% APY) |
RBMAX High Yield Savings (5.20% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Ponce Bank Money Market (5.28% APY) | Harborstone Credit Union Money Market (5.25% APY) |
CloudBank 24/7 High Yield Savings (5.26% APY) |
Laurel Road $100 Savings Bonus
- What you’ll get: $100 Bonus
- Availability: Doctors and existing AMA members
- Branches: Online only
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Credit Card Funding: None
- Early Termination Fee: $25, 180 days
- How to earn it:
- AMA Members must open a Laurel Road High Yield Savings account
- The cash bonus will be paid out within 45 days of account opening.
- No minimum balance is required to open the account or receive the $100 cash bonus.
- When it expires: None listed
(No expiration date listed)
Laurel Road $400 Referral Bonus
- What you’ll get: Up to $400 Bonus
- Availability: Nationwide
- Branches: Online only
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: None
- Credit Card Funding: None
- Early Termination Fee: None
- How to earn it:
- Earn up to $400 bonus when referring a friend to refinance a student loan, finance a personal loan, or get a credit card.
- Referrers must have log in credentials for Laurel Road’s Online Banking in order to participate in the Referral Program.
- When it expires: None listed
(No expiration date listed)
How to Avoid Laurel Bank Monthly Fees
No monthly fees for this account
Lauren Road Rates and Fees
The rate you get depends on your or cosigner’s credit history and financial profile. For a customized rate estimate, visit Laurel Road’s website and submit your information. These rate checks are done with a soft credit check, so it won’t affect your credit score as much.
When you’re approved, you can sign up for automatic payments and get a 0.25% interest rate discount.
Application Fee | None |
Origination Fee | None |
Prepayment Penalty Fee | None |
Late Payment Fee | 5% or $28, whichever is less |
Laurel Road Requirements
To be eligible for the student loan refinancing with Laurel Road:
- Be a United States citizen or permanent resident with a valid I-551 card.
- Be a working professional with a four-year undergraduate or graduate degree from Title IV accredited institutions, a professional with an associate degree in a designated profession, or a parent who took on debt to finance your child’s education.
Laurel Road currently refinances student loans in all 50 states, the District of Columbia and Puerto Rico.
Author’s Verdict
Laurel Bank offers amazing bonuses! If you qualify for any of them, be sure to take advantage of them!
For more current offers, check out our bank bonuses page. Compare Laurel Road rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citibank, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
Laurel Bank is great for those who are:
- A medical student in residency or fellowship.
- A parent looking to refinance loans you took out for you child’s education.
- Wanting more flexible terms.
- Wanting to apply with a cosigner.
Bookmark this page because you will always find an updated list of Laurel Bank promotions here.
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