Independent Financial Promotions: $200 Checking Bonus [CO, TX]

Find the latest Independent Financial promotions, bonuses, and offers here.

Update 6/3/24: We’ve added a $300 checking bonus to this list that’s available til 7/31/24.

Independent Financial Promotions Review

Independent Financial offers their customers with a more personalized financial solutions and their communities with financial and leadership support. Member FDIC and they have an A+ health rating.

I’ll go over Independent Financial offers below.

Independent Financial $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: CO, TX (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: None stated
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a consumer checking account with a $25 minimum opening deposit.
  • During first 90 days from account opening, customer must make a total of $1,500 in qualifying automated direct deposits (salary, pension, social security or other regular income) in new account.
  • If qualifications are met, $300 will be credited to new consumer checking account within 120 days after opening.

(Expires 07/31/2024)

How to Avoid Monthly Fees

• Personal Checking: $2 monthly fee, waivable if enrolled in eStatements
• Eagle Savings Account: $12 quarterly fee, waivable with a minimum daily balance of $300, combined account statements, or eStatements
• Health Savings Account: None
• Swift Savings Account: $12 quarterly fee, waivable if primary account holder is under 18
• Relationship Money Market Account: $12 monthly fee, waivable with a minimum daily balance of $2,500
• Business Freedom Checking: $2 monthly fee, waivable with an average daily balance of $1,000+ or with eStatements
• BusinessFlex Checking: $12 monthly fee, waivable with an average daily balance of $25,000+
• EagleAdvantage Checking: $12 monthly fee, earnings credit can offset fees
• EagleFlex Savings: $12 quarterly fee, waivable with a minimum daily balance of $300+, combined account statements, or eStatements
• Business Money Market: $12 monthly fee, waivable with a minimum daily balance of $1,000+
• EagleAdvantage Money Market: $15 monthly fee, waivable with a minimum daily balance of $10,000+

Author’s Verdict

Independent Financial has some of the best promotions, bonuses, and offers. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.

For more current offers, check out our bank bonuses page. Compare Independent Financial rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Independent Financial promotions here.