E*TRADE Premium Savings Account: $1000 Bonus + 3.75%% APY Rate [Nationwide]

Available Nationwide, E*TRADE is offering you an up to $1000 bonus + 3.75% APY Rate on your funds when you open a Premium Savings Account.

Update 11/26/25: There’s currently an up to $1000 bonus valid through 2/28/26. You can earn a competitive rate on your funds with an E*TRADE account and your funds will be FDIC insured up to the maximum amount of $250,000.

E*TRADE Premium Savings $1000 Bonus

Direct Link to Offer

Earn up to $1,000 plus a competitive rate when you open a Premium Savings Account by February 28, 2026 using promo code SAVE100.

How to earn bonus:

• Open and fund a Premium Savings Account with qualifying deposits by February 28, 2026 using promo code SAVE100.
  • $250 bonus: $25,000 – $49,999 new money deposit
  • $500 bonus: $50,000 – $74,999 new money deposit
  • $750 bonus: $75,000 – $99,999 new money deposit
  • $1000 bonus: $100,000 or more new money deposit
• Maintain your balance for 45 additional days after the 30-day funding period ends to earn your bonus.

E*TRADE Premium Savings Account Summary

Here is your opportunity to earn a high interest rate on your funds. Open a new account and get started today!

• Learn More at E*TRADE
• Bonus Offer: 3.75% APY Rate
• Availability: Nationwide, Online
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry:  Unknown
• Opening Deposit Requirement: $100
• Monthly Service Fee: None
• Early Termination Fees: None listed

Account Rates

Account Benefits

• Manage your money from anywhere with our best-in-class mobile app
• Earn over 15x the national average for a savings account
• FDIC insured- Your funds will be FDIC insured up to the maximum amount of $250,000.

Account Requirements

• Simply start opening a Premium Savings Account
• Have an opening deposit of $100
• Input your info – Provide your name, address, phone, email and social security number or Tax ID.
• Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
• Keep the account open and in good-standing to continue earning high rates

Author’s Verdict

We’ve all heard of E*TRADE so you know this is a reputable bank.

In addition to the current rate from E*TRADE, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!