Available for residents nationwide, EmigrantDirect Savings account are offering an attractive 3.50% APY rate. Continue reading below to learn everything you need to know about EmigrantDirect.
Update 3/7/25: The rate has decreased to 3.50% APY from 3.75%.
EmigrantDirect Savings Account Summary
EmigrantDirect is an online division of Emigrant Bank, an institution established in 1850 and headquartered in New York, NY. As an internet-only bank, EmigrantDirect offers its customers quick and safe access to their funds at any time through online banking.
I’ll review the EmigrantDirect Savings below.
EmigrantDirect Savings Rate
- Account Type: EmigrantDirect Savings
- Interest Rate: 3.50% APY
- Availability: Nationwide, online bank
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Opening Deposit: Not listed
- Monthly fee: None listed
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
How to Earn Savings Rate
- Open new account at EmigrantDirect.
- Be sure to have the following info handy as they may ask for it: Name, Address, Social Security Number, Date of Birth and Funding Account Information
- Once your account is funded, enjoy earning up to 3.50% APY Rate
EmigrantDirect Savings Account Benefits
- No Fees. No Minimums.
- Open your high interest savings account online. It’s quick and easy.
- No need to change your checking account. Your American Dream Savings Account™ will be linked to your current checking account.
- Up late? Access your high yield savings account 24/7 at EmigrantDirect.com.
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Author’s Verdict
Make sure you check out EmigrantDirect to learn more about the high interest rate on their Savings Account.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!
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