Available in almost all 50 states, you can now earn a 3.40% APY with a new Citi® Accelerate Savings Account!
To help you reach your saving goals, you can take advantage of Citi’s tools to set up and save with goal setting & recurring deposits with no minimum to open an account.
Table of Contents
Citi Promotions
About Citi
Since it’s founding as Citi Bank of New York in 1812, Citi has grown to include facilities in almost all 50 states. To simplify things for everyone to manage their accounts from anywhere, they have increased the availability of their online banking service.
I’ll review Citi Savings below.
Citi® Accelerate Savings Rate
- Rate Offer: 3.40% APY Rate
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Minimum Balance: $1
- Maximum Balance: None
- Opening Deposit: None
- Monthly Service Fee: $4 monthly service fee if the balance on any day is below $500.
- Early Termination Fee: $25 early closing fee if account is closed within 180 days of opening.
(Learn more at Citi.com)
The information for the Citi Accelerate Savings has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
Citi ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with Citi’s ACH capabilities.
Account Rates
| Balance Requirement | APY Rate |
| $1 | 3.40% APY |
Account Benefits
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
Author’s Verdict
Citi offers a pretty decent rate on your funds! The account is simple to apply and a great way to earn funds on your excess cash! Definitely consider making the switch if you have a savings account at your local bank which usually offer a 0.01% rate!
In addition to the current rate from Citi, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired or changed.
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