Find all the latest Trustco Bank promotions, bonuses, and offers here.
Update 11/19/24: There’s currently a $300 checking & savings bonus available through 12/31/24.
Trustco Bank Promotions Review
Today, Trustco Bank has 148 branch locations, 53 of which are in the state of Florida. The Bank believes in old school, personal service and welcomes each customer by name as they enter the branch. Offering a wide variety of great deposit and loan products, the bank specializes in residential mortgage lending.
I’ll go over Trustco Bank offers below.
Trustco Bank $300 Checking & Savings Bonus
- What you’ll get: $300 bonus
- Availability: FL, MA, NJ, NY, VT (Branch Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Can’t be funded with a credit card.
- Early Termination Fee: $26 if closed within three months and you forfeit the bonus.
- How to earn it:
- Earn $200 when you open a Home Town Premier Checking with Direct Deposit! Plus!
- Earn an additional $100 when you open a new Home Town Savings account with $10,000 new money!
(Expires 12/31/2024)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Trustco Bank $400 Business Checking Bonus (Expired)
- What you’ll get: $400 bonus
- Where it’s available: FL, MA, NJ, NY, VT
- Credit Inquiry: Soft Pull
- Credit Card Funding: Can’t be funded with a credit card.
- How to earn it:
- Open a Home Town Business Checking Account with $1,000 in new money and maintain a $1,000 minimum average balance for 3 statement cycles and receive $150, if average balance is over $5,000 then you receive $200.
(Expires 04/30/2024)
| Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
Trustco Bank $25 Referral Bonus (Expired)
- What you’ll get: $25 bonus, your friend gets $75 bonus
- Availability: FL, MA, NJ, NY, VT (Branch Locator)
- Direct Deposit Requirement: YEs
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: $26 if closed within three months and you forfeit the bonus.
- How to earn it:
- Receive $25 for each checking or savings account referral and your friend will receive $75.
- Non-Trustco Customer must open a new Home Town Premier Checking or a Home Town Free Checking, with either a Direct Deposit, or 15 debit card transactions, or a $5,000 minimum balance for 60 days.
- Receive $25 for each checking or savings account referral and your friend will receive $75.
(Expires 10/31/2022)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How To Avoid Monthly Fees
- Home Town Premier Checking: $5 monthly fee, waived with Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance.
- Home Town Free Checking: None
- Home Town Student Checking: None
- Home Town Business Checking: $5 monthly fee, waived if there is a reoccurring direct deposit of your merchant services OR a monthly average collected balance of $500.00.
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Author’s Verdict
The Trustco Bank promotions are worth considering if you are in the area. Whereas most of other bank promotions are available in select states, larger banks like Trustco Bank have a wider range of eligibility. With that being said, stop in today and start earning bonuses.
For more current offers, check out our bank bonuses page. Compare Trustco Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
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