Find the latest listing of Community Bank & Trust promotions, bonuses, and offers here.
Update 10/14/25: The prior $300 bonus has been increased to $400 valid through 12/31/25.
Community Bank & Trust Promotions Review
The vision to create an organization where relationships and service mattered has guided Community Bank & Trust in the past and will continue on as the strategy far into the future.
I’ll go over Community Bank & Trust offers below.
Community Bank & Trust $300 Checking Bonus
What you’ll get: $300 bonus- Availability: IA (Bank Locator)
- Credit Inquiry: Unknown
- Credit Card Funding: Unknown
- Early Termination Fee: Unknown
- How to earn it:
- Open a new Maxx Checking® account with a minimum opening deposit of $100, subject to approval;
- Use your account’s debit card* at least once;
- Receive at least 1 qualifying direct deposit or direct debit made through the Automated Clearing House (ACH) network, of $250 or more per transaction, posted and settled during the “qualifying period”.
- The bonus will be deposited into your Maxx Checking® account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
(Expires 12/31/2025)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | |
Community Bank & Trust $100 Referral Bonus
What you’ll get:
- Referrer earns $100 bonus
- Referee / Person being referred earns $100 bonus
- Where it’s available: IA
- How to earn it:
- Simply refer a friend to open any new checking account with Community Bank & Trust!
- $100 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
(Expires 11/01/2023)
Editor’s Note: Here’s another link for a $50 referral bonus.
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,500 Cash Bonus), | |
Community Bank & Trust $200 Checking Bonus (Expired)
- What you’ll get: $200 bonus
- Availability: IA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- Monthly Fees: None
- Early Termination Fee: Unknown
- How to earn it:
- Open a new checking account.
- New client gets to choose one of the following: Yeti Hopper Flip 8 Soft Cooler, Apple Airpods 3rd Generation or $200 gift.
- The gift will be given within 30 days of when the following occur:
- the account has been open a minimum of 30 days,
- a reoccurring ACH transaction has occurred,
- the debit card has been used and the account has a positive balance.
(Expires 04/15/2023)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($325 Bonus) |
How to Avoid Monthly Fees
- Go Checking: $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening
- Maxx Checking: $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening
- Free Checking: None
- Step Up Teen Checking: None listed
- Royal Club Checking: None listed
- Steady Savings: $2/mo service fee if fail to maintain $200 average daily balance
- Piggy Banker Savings: None listed
- Money Market: $5/mo service fee if fail to maintain $1,000 average daily balance
- Flex Investor: None listed
- BUSINESS ESSENTIALS: None
- BUSINESS PREFERRED: $10,000.00 Average Daily Balance
- BUSINESS ANALYSIS: None
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Author’s Verdict
To summarize, Community Bank & Trust has some of the best promotions, bonuses, and offers in Iowa. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Community Bank & Trust promotions here.
Compare Community Bank & Trust rates for CDs and Savings with our best rates for Savings and CD accounts. Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
