Community Bank & Trust Promotions: $100, $300 Checking, Referral Bonuses (IA)

Find the latest listing of Community Bank & Trust promotions, bonuses, and offers here.

Update 10/11/24: The $333 bonus has been decreased to $300 checking bonus using promo code COZY300 through 11/30/24.

Community Bank & Trust Promotions Review

I’ll go over Community Bank & Trust offers below.

Community Bank & Trust $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: IA (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Early Termination Fee: Unknown
• How to earn it:
  • Open a MAXX Checking account with promo code COZY300
  • $300 bonus will be paid within 30 days after the following occur:
    • 1) Open a new checking account, which is subject to approval;
    • 2) a reoccurring direct deposit or direct debit is set up with a minimum of $250 per month, posted per statement cycle;
    • 3) The debit card has been used at least once during that same statement cycle.
  • Requirements must be met within the first six months.

(Expires 11/30/2024)

Community Bank & Trust $100 Referral Bonus

• What you’ll get:
  • Referrer earns $100 bonus
  • Referee / Person being referred earns $100 bonus
• Where it’s available: IA
• How to earn it:
  • Simply refer a friend to open any new checking account with Community Bank & Trust!
  • $100 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance.
  • Requirements must be met within the first six months.

(Expires 11/01/2023)

Editor’s Note: Here’s another link for a $50 referral bonus.

Community Bank & Trust $200 Checking Bonus (Expired)

• What you’ll get: $200 bonus
• Availability: IA (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Unknown
• Monthly Fees: None
• Early Termination Fee: Unknown
• How to earn it:
  • Open a new checking account.
  • New client gets to choose one of the following: Yeti Hopper Flip 8 Soft Cooler, Apple Airpods 3rd Generation or $200 gift.
  • The gift will be given within 30 days of when the following occur:
    • the account has been open a minimum of 30 days,
    • a reoccurring ACH transaction has occurred,
    • the debit card has been used and the account has a positive balance.

(Expires 04/15/2023)

How to Avoid Monthly Fees

• Go Checking: $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening
• Maxx Checking: $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening
• Free Checking: None
• Step Up Teen Checking: None listed
• Royal Club Checking: None listed
• Steady Savings: $2/mo service fee if fail to maintain $200 average daily balance
• Piggy Banker Savings: None listed
• Money Market: $5/mo service fee if fail to maintain $1,000 average daily balance
• Flex Investor: None listed
• BUSINESS ESSENTIALS: None
• BUSINESS PREFERRED: $10,000.00 Average Daily Balance
• BUSINESS ANALYSIS: None

Author’s Verdict

To summarize, Community Bank & Trust has some of the best promotions, bonuses, and offers in Iowa. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Community Bank & Trust promotions here.

Compare Community Bank & Trust rates for CDs and Savings with our best rates for Savings  and CD accounts. Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.