Checkout the latest Central Pacific Bank promotions, bonuses, and offers here.
Update 9/16/25: There’s currently an up to $1200 business checking bonus valid through 10/31/25.
Central Pacific Bank Promotions Review
Based in Hawaii, Central Pacific Bank provides exceptional service to its customers and contributing to the community with their personal and business banking services. Central Pacific Bank has an A health rating.
I’ll go over Central Pacific Bank offers below.
Central Pacific Bank Up to $1,200 Business Checking Bonus
What you’ll get: Up to $1,200 bonus
- Where it’s available: HI
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: None stated
- How to earn it:
- Open or upgrade to a Business Exceptional Checking Account between September 2 and October 31, 2025.
- Maintain the required balance for 3 months.
- $1,200 Bonus: Minimum $75,000 in new money
- $400 Bonus: Minimum $25,000 in new money
- Must keep Business Exceptional account open for 6 months.
- After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking.
(Expires 10/31/2025)
Chase Business Complete Checking® ($300 or $500 Bonus) | Bluevine Business Checking ($300 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
U.S. Bank Business Checking ($500 or $900 Bonus) |
Central Pacific Bank $100 Checking Bonus (Expired)
What you’ll get: $100 bonus
- Where it’s available: HI (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: None stated
- How to earn it:
- $50 Account Opening Bonus: For opening a Value Checking or Shaka Checking account and making a one-time deposit of $200 or more from another financial institution by July 11, 2025. – and –
- 5% Cash Back: Up to additional $50 on debit card POS purchases within 60 days of account opening.
(Expires 07/11/2025)
KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) |
Central Pacific Bank $500 CD Bonus (Expired)
What you’ll get: $500 bonus
- Where it’s available: HI (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: None stated
- How to earn it:
- Must have CPB Exceptional Checking Account.
- Open a Cash First – Preferred Premium Certificate of Deposit (CD) with a minimum $35,000 new funds from another institution.
- $500 bonus will be deposited into your Exceptional Checking account upon CD account opening.
(Limited time offer)
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How to Avoid Monthly Fees
- Exceptional Checking: None
- Shaka Checking: No monthly fees to maintain your account with online statements
- Value Checking: None listed
- Business Exceptional Checking: $20 (if minimum combined balance is not maintained)
- Totally Free Business Checking: None
- Analyzed Business Checking: $12.50 monthly maintenance fee plus other fees (Earnings credit allowance may offset fees)
- Performance Business Checking: $9 (if minimum balance is not maintained)
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Author’s Verdict
To summarize, Central Pacific Bank has some of the best promotions, bonuses, and offers. However, keep in mind that waiving the monthly service fees can be easy if you meet the eligible requirements.
For more current offers, check out our bank bonuses page. Compare Central Pacific Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Central Pacific Bank promotions here.