Find the latest Ashland Credit Union promotions, bonuses, and offers here!
Update 12/19/25: Ashland Credit Union is offering a $100 bonus when you open a new checking account valid through 12/31/25.
Ashland Credit Union Promotions Review
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that provides high value financial services, including savings accounts, checking accounts, loans, certificates, and more to their members.
Membership eligibility: Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members. See full membership details here.
I’ll go over Ashland Credit Union offers below.
Ashland Credit Union $100 Checking Bonus
What you’ll get: $100 bonus- Availability: KY, MN, OH (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: $5 if closed within 12 months
- How to earn it:
- Open a new ACU Christmas or Vacation Club account and deposit $30 to the newly opened account.
- To receive $100 direct deposit reward, member must open and activate their first ACU Checking account and establish new payroll direct deposit into the account.
- (Total amounts received must be at least $500 within 60 days of opening new Checking).
- The account bonus will be applied directly to the checking account within 60 days of meeting the requirements.
(Expires 12/31/2025)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,500 Cash Bonus), | |
Fine Print
- Checking/Club Combo: To be eligible, all members must a) Open a new ACU Christmas or Vacation Club account and deposit $30 to the newly opened account during promotional period (10/15/25-12/31/25) and b) Open and activate your first ACU Checking account during the promotional period (10/15/25-12/31/25). To receive $100 direct deposit reward, member must open and activate their first ACU Checking account and establish new payroll direct deposit into the account. (Total amounts received must be at least $500 within 60 days of opening new Checking). Limit one reward per member. May not be combined with any other checking or direct deposit offer. ACU checking requires a minimum balance of $500 to earn a dividend. See our rates page for details. Fees may reduce earnings. Offer invalid if previous checking or direct deposit offers have been redeemed. The account bonus will be applied directly to the checking account within 60 days of meeting the requirements. Accounts overdrawn or closed before reward is credited will be disqualified. An application is required for all Checking, Christmas, and Vacation accounts. Additional $20 for all custom debit cards. Membership required.
- Christmas Cash Bonus Program runs from 11/01/25-10/31/26 and is open to memberships with both an ACU Checking account and active Christmas Club account. Each signature-based or ‘credit’ point of sale transaction greater than $1.00 made with member’s ACU debit card while both accounts are open qualifies for the Deposit Bonus. Deposit Bonuses are credited at $0.20 per qualifying transactions for the first 25 transactions made per month and $0.10 per transaction thereafter. Christmas Cash Bonus terms require non-bonus deposits totaling at least $10 each month or an average balance of $1,000 in a Christmas Club account to be considered active. Christmas cash is credited once per quarter in February, May, August, and November. (Christmas Cash Bonus Program 2026 expires October 31, 2026. All qualifying transactions must be posted by October 31, 2026 to qualify for November Christmas Cash payout). An early withdrawal fee of $25 is charged on any withdrawal made from the account prior to the 11/01/26 payout. Early withdrawal fees may reduce earnings. Terms and conditions subject to change without notice. Membership required.
How to Avoid Monthly Fees
- Share Draft Checking: None
- Business Checking: $25/month fee is charged if balance falls below $250.
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Author’s Verdict
To summarize, Ashland Credit Union has some of the best promotions, bonuses, and offers. Just meet the eligible requirements to earn the bonuses.
For more current offers, check out our bank bonuses page. Compare Ashland Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
