South State Bank Promotions: $200, $300, $1000 Checking, Business Bonuses (AL, FL, GA, NC, SC, VA)

Find the latest South State Bank promotions, bonuses, and offers here for Checking accounts.

Update 5/14/26:

• There’s currently a $300 checking bonus valid through 6/30/26.
• There’s currently an up to $1000 business checking bonus valid through 6/30/26.
• There’s currently a $200 checking bonus valid as a limited time offer.

South State Bank Promotions Review

I’ll go over South State Bank offers below.

South State Bank $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: AL, FL, GA, NC, SC, VA (Bank Locator)
• Direct Deposit Requirement: Direct deposit or automatic draft of at least $25
• Credit Inquiry: Soft Pull
• Monthly Fees: $8, avoidable
• Early Termination Fee: $25 if closed within 90 days
• How to earn it:
  • From now until June 30, 2026, new customers can earn $300 when opening a SouthState checking account using promo code 300BONUS and meeting the following qualifiers within 60 days.
  • Make a minimum of 15 debit card purchases/payments.
  • Have a monthly total of $250 qualifying direct deposit OR preauthorized automatic draft(s) of $25.
  • If you meet all of the Eligibility and Qualifications above, we will post the $300 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period.

(Expires 06/30/2026)

South State Bank $200 Checking Bonus

• What you’ll get: $200 bonus
• Availability: AL, FL, GA, NC, SC, VA (Bank Locator)
• Direct Deposit Requirement: Direct deposit or automatic draft of at least $25
• Credit Inquiry: Soft Pull
• Monthly Fees: $8, avoidable
• Early Termination Fee: $25 if closed within 90 days
• How to earn it:
  • To earn $200, new customers can open a SouthState checking account using promo code EARN200 and meet the following qualifiers within 60 days1.
  • Make a minimum of 15 debit card purchases/payments.
  • Have a total of $250 qualifying direct deposit OR preauthorized automatic draft(s) of $25.
  • If you meet all of the Eligibility and Qualifications above, we will post the $200 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period.

(Limited time offer)

South State Bank $1000 Business Checking Bonus

• What you’ll get: Up to $1000 bonus
• Availability: AL, FL, GA, NC, SC, VA (Bank Locator)
• Direct Deposit Requirement: Direct deposit or automatic draft of at least $25
• Credit Inquiry: Soft Pull
• Monthly Fees: $0-$15, avoidable
• Early Termination Fee: $25 if closed within 90 days
• How to earn it:
  • Earn $400 with a Business Checking Account.
  • Open a business checking account using promo code LEVELUP by June 30, 2026 and complete the checking account requirements within 90 days to earn $400.
    • Within 90 calendar days of opening the account (“qualifying period”), you must have:
      • 15 or more posted and cleared debit card purchases/payments from the account; OR
      • Cumulative ACH credits of at least $5,000. (Note: Internal account transfers, mobile deposits, debit card deposits, instant payments and deposits made at a banking location or ATM do not qualify as an ACH Credit for purposes of this promotion.)
      • Your account must be open with no changes to the product type (i.e. Small Business Checking, Business Gold Checking, Community Checking, Commercial Checking, etc.) at the time of payment.
  • If you complete the qualifying activities to earn the $400, you will be eligible to earn up to another $600 by completing additional requirements:
    • Get another $200 with $50,000 or more in your new business checking account at the end of the 90-day qualifiying period.
    • Get an extra $200 plus streamline and secure your business’s cash flow operations when you enroll in SouthState’s Treasury Management services.
    • Earn another $200 when you choose one of our industry-leading payment equipment options through SouthState Merchant Services and process $200 in transactions to your new business checking account.

(Expires 06/30/2026)

South State Bank $25 Referral Bonus

• What you’ll get: Referrer earns $25 bonus
• Where it’s available: GA, NC, SC
• How to earn it: 
  • Refer a friend or family member to open a new person checking account in-branch with a valid refer a friend form
  • A $25 minimum deposit is required on account opening
• When it expires: None Listed

(Limited time offer)

How to Avoid Monthly Fees

• SouthState Checking: $5.00 monthly can be waived when you’re enrolled in eStatements
• Choice Checking: $8.00 monthly can be waived with:
  • 15 or more posted & cleared debit card purchases/payments or
  • $250 or more in combined direct deposits
  • $1,500 or more average daily balance
• Gold Checking: $15.00 monthly can be waived with:
  • $5,000 minimum daily balance,
  • $25,000 aggregate loan and deposit balances
• Community Hero Checking: No monthly fees
• Small Business Checking: No monthly fees
• Business Gold Checking: $15.00 monthly can be waived when you have:
  • $2,500 average daily balance in checking or
  • $10,000 minimum daily balance in other combined deposits or
  • $10,000 minimum daily balance in outstanding combined loan balances, or
  • 15 posted and cleared SouthState debit card purchases/payments
• Community Checking: No monthly fees

Author’s Verdict

To summarize, South State Bank has pretty standard accounts and promotions. If you are interested in this bank, check out the account options and explore which ones are best for you. Feel free to comment below with any questions you might have of this bank.

For more current offers, check out our bank bonuses page. Compare South State Bank rates with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.