Find the latest listing of Patelco Credit Union promotions, bonuses, and offers here.
Update 3/20/25: The referral bonus is back – friends and family can earn up to $200 when they join Patelco and you can earn a $100 bonus per referral up to $500! There’s currently a $400 checking bonus available through 6/30/25.
Patelco Credit Union Promotions Review
Patelco Credit Union is a community credit union that encompasses most of Northern California, particularly the San Francisco Bay Area. Founded in 1936, it is one of the oldest and largest credit unions in the country.
| Eligibility: Membership is open to anyone through a donation to the Achieva Foundation ($10 minimum). Membership is also open to those who live or work in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota and to family members of current members. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll go over Patelco Credit Union offers below.
Patelco Credit Union $400 Checking Bonus
What you’ll get: $400 bonus- Where it’s available: CA
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- Monthly Fee: $0-$6.95
- Early Termination Fee: None listed
- How to earn it:
- Join Patelco FCU and open a qualifying checking account.
- A minimum opening deposit of $100 is required for the account.
- Additionally, you will have to register a direct deposit to the account and sign up for E-Statements.
- Finally, the $100 bonus will be deposited to your account after 90 days of maintaining your account requirements.
(Expires 06/30/2025)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Patelco Credit Union $50 Checking Bonus
- What you’ll get: $50 Bonus
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- Monthly Fee: $0-$6.95
- Early Termination Fee: None listed
- How to earn it:
- To qualify for the $50 bonus, you must use the employer code provided to open a new checking account (minimum deposit of $100).
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
(Limited time offer)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Fine Print
- To qualify for the $50 bonus, you must use the employer code provided to open a new checking account (minimum deposit of $100).
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.
Patel Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Where it’s available: CA
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- Monthly Fee: $0-$6.95
- Early Termination Fee: None listed
- How to earn it:
- Share your personal referral code with your friends and family. We’ve emailed the code to you, or you can contact us to look it up!
- Your friends can earn the first $100 in 3 simple steps:
- Open a Free or Interest Checking account with your referral code. We’ve emailed the code to you, or you can contact us to look it up!
- Sign up for eStatements
- Set up and receive a direct deposit of $500 or more per month (such as payroll) for 2 consecutive months (totaling $1,000 or more) within 90 days.
- Earn an additional $50 each for Money Market and RoundUp.
- Once they’ve opened a checking account and completed the steps listed above, they can earn an additional $100 ($50 each) if they open a Money Market account or enroll in RoundUp within 90 days of joining Patelco.
(Expires 07/31/2025)
| Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
How To Avoid Monthly Fees
- Plus Checking: $6.95 monthly fee
- Free Checking: None
- Interest Checking: $5, Monthly fee waived if your account meets any one of the following: Monthly direct deposit of $100 or more, Minimum daily balance of $500, You’re a Patelco Commitment Household Member
- Youth Checking: None
- Money Market Select: None
- Regular Savings: None
- Coverdell Education Savings Account: $2
- Holiday Club Savings: None
- Youth Savings: None
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Author’s Verdict
Lastly, Patelco Credit Union has some of the best promotions, bonuses, and offers in California. If you are interested, be sure to apply while you still can!
Additionally, for more current offers, check out our bank bonuses page. Similarly, compare Patelco Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Furthermore, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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