OneAZ Credit Union Promotions: $200 Checking Bonus (AZ)

Find an updated list of OneAZ Credit Union promotions, bonuses, and offers here.

Update 6/13/25: There is currently a $200 checking bonus available through 6/30/25.

OneAZ Credit Union Promotions Review

I’ll go over OneAZ Credit Union offers below.

OneAZ Credit Union $200 Checking Bonus 

• What you’ll get: $200 bonus
• Availability: AZ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $500
• Early Termination Fee: Unknown
• How to earn it:
  • Open a new checking account using your promo code. If applying from this page, promo code is automatically added. If applying in-branch or over the phone, you will need to mention promo code CHK-227 to get your bonus.
  • Make qualifying transactions. Use your OneAZ Debit Card to make 20 qualifying transactions.
  • Receive your $200 checking bonus. The $200 bonus will be deposited into your account following 15 days of meeting all criteria.

(Expires 06/30/2025)

OneAZ Credit Union $100 Checking Bonus

• What you’ll get: $100 bonus
• Availability: AZ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $500
• Early Termination Fee: Unknown
• How to earn it:
  • Become a member of the OneAZ Credit Union.
  • Offer valid to NAU students with valid and current student identification.
  • New OneAZ Free Checking account required.
  • Open a qualifying OneAZ Checking Account with a minimum opening balance of $100.
  • Activate a new debit card.

(Limited time offer)

OneAZ Credit Union $300 Checking Bonus (Expired)

• What you’ll get: $300 bonus
• Availability: AZ (Bank Locator)
• Direct Deposit Requirement: Yes, $1,000 or more for two months
• Credit Inquiry: Soft Pull
• Monthly Fee: $7, avoidable
• Early Termination Fee: Bonus forfeit, six months
• How to earn it:
  • To receive the $300 bonus, you must,
    • 1) Establish membership and open a NEW checking account AND
    • 2) Set up recurring monthly direct deposit of $1000 or more within 60 days of account opening.

(Offer expires 06/30/2024)

Fine Print

• Bonus/Account Information: To receive the $300 bonus, you must, 1) Establish membership and open a NEW checking account AND 2) Set up recurring monthly direct deposit of $1000 or more within 60 days of account opening. Direct deposits will be verified for two consecutive months to be eligible for the bonus. Only one bonus payment may be received per member per year. Terms subject to change at the discretion of OneAZ Credit Union.
• Promotional Eligibility: Offer available only to new OneAZ Credit Union Members who are permanent residents of Arizona. Membership eligibility requirements apply and may be found at OneAZcu.com/Membership. Offer is not available to existing OneAZ Credit Union members or those who have closed their membership within the past 12 months. Offer subject to change. New member must use promotional (promo) code at account opening when applying for a checking account.
• Important Information: Your direct deposit must be an electronic deposit of your paycheck, investment account, pension, or government benefits (such as Social Security) from your employer or government agency. Person to Person payments (such as Venmo or PayPal) are not considered a direct deposit. After all the above requirements have been met, we will deposit the bonus payment into your new checking account within 15 business days.
• Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S), if applicable. This offer is not transferable and cannot be combined with any other promotions.
• Account Closure: If the checking account is closed by the member or by OneAZ Credit Union within 6 months after opening, we will deduct the bonus amount from the account at closing.
• Offer valid through June 30, 2024.
• Terms subject to change at the discretion of OneAZ Credit Union. OneAZ Credit Union reserves the right to change or discontinue the $300 bonus program at any time without prior notification. Cannot be combined with any other promotion. Must be 18 years or older to participate.

[Expired] OneAZ Credit Union $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: AZ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $500
• Early Termination Fee: Unknown
• How to earn it:
  • Open a checking account with OneAZ Credit Union
  • Have monthly direct deposit(s) totaling $1,000 or more made to this account within 60 days of account opening.
  • Finally, the $500 bonus will be deposited into your account within 30 business days of completing qualifying direct deposit events.
• When it expires: Expired

(Limited time offer)

How to Avoid Monthly Fees

• Free Checking: No monthly fees
• Benefits Checking: $5 monthly fee
• Premium Checking: $12.00 monthly fee waived if you:
  • Hhave $15,000+ aggregate in deposit and loan balances OR
  • Maintain a $5,000 daily average balance in the checking account
• Small Business Checking: No monthly fee
• Business Checking: $10 monthly fee waived if you:
  • Maintain monthly average deposit balance of $5,000 or more OR
  • Maintain average combined aggregate business deposit balance of $25,000 or more
• Business Premium Checking: $25 monthly fee waived if you:
  • Maintain monthly average deposit balance of $25,000 or more OR
  • Maintain average combined aggregate business deposit balance of $100,000 or more

Author’s Verdict

Lastly, the OneAZ Credit Union is offering some rather attractive bonuses. Simply meet the requirements stated above and you will be able to start your new banking experience. However, if you are interested, I’d suggest you act soon.

Additionally, for more current offers, check out our bank bonuses page. Similarly, compare OneAZ Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Furthermore, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.