Find an updated list of MIDFLORIDA Credit Union promotions, bonuses, and offers here.
Currently, you can take advantage of a $300 and $200 bonus when you open a Checking Account and meet all the requirements.
MIDFLORIDA Credit Union Promotions Review
MIDFLORIDA Credit Union is a multi-branch credit union that focuses on the Central Florida region. The credit union offers personal and business products and services that serve hundreds of thousands of members.
| Eligibility: Membership in MIDFLORIDA Credit Union is open to those who live, work, worship, or attend school in Brevard, Citrus, Charlotte, DeSoto, Hardee, Glades, Hernando, Hardee, Highlands, Hillsborough, Indian River, Lake, Manatee, Marion, Martin, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Lucie, Sumter, or Volusia Counties in Florida. See current membership details |
I’ll go over MIDFLORIDA Credit Union offers below.
MIDFLORIDA Credit Union $200 Checking Bonus
- What you’ll get: $200 bonus
- Where it’s available: FL (Bank Locator)
- Direct Deposit Requirement: Yes, $500
- Credit Inquiry: Hard Pull
- Monthly Fees: None
- Early Account Termination Fee: None
- How to earn it:
- Open a new MIDFLORIDA Credit Union Free Checking
- Set up direct deposit
- Apply and get approved on a loan or credit card
- Receive $200 into your new Free Checking account
(No expiration date listed)
| Furthermore, I would compare this offer to U.S. Bank Smartly® Checking ($450 Bonus), SoFi Checking and Savings Account ($275 Bonus), Chase Total Checking ($200 Bonus), Fifth Third Bank Momentum® Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- Offer valid as of July 1, 2022 and may be canceled at any time.
- Eligibility requirements apply. See associate for details regarding fees and terms.
- To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%.
- Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive.
- The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS.
- Minimum to open Free Checking is $50.
MIDFLORIDA Credit Union $300 Business Bonus
- What you’ll get: $300 bonus
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: None
- Credit Inquiry: Hard Pull
- Monthly Fees: $10, avoidable
- Early Termination Fee: $5, six months
- How to earn it:
- Find your nearest MIDFLORIDA branch.
- Business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)), accept and open Online Banking, eStatement, eNotice, and a debit card
- Must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days.
(No expiration date listed)
| Furthermore, I’d recommend checking out Chase Business Complete Checking® ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Fine Print
- Offer valid as of July 1, 2022 and may be canceled at any time without notice. Eligibility and membership requirements for business and business owner(s) apply. To qualify for the $300 incentive, the business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)), accept and open Online Banking, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days. No dividends are paid on Free Business Checking and Premier Business Checking. Annual Percentage Yield for Free Business Checking and Premier Business Checking is 0.00%. Annual Percentage Yield for Business Checking with Interest is 0.05% for balances up to $100,000.00, 0.05% to 0.05% for balances of $100,000.01 to $1,000,000.00, and 0.05% for balances $1,000,000.01 and over. Rate may change after account is opened. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS.
MIDFLORIDA Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus
- Where it’s available: FL
- How to earn it:
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own account, and secondary checking accounts do not qualify for this offer.
- Incentive is paid out to the referring member regardless of type of checking account opened by new customer
- Limit 10 referrals per member, earn up to $500 bonus.
- When it expires: None listed
(No expiration date listed)
| Compare this offer to some of the higher end checking offers available such as U.S. Bank Smartly® Checking ($450 Bonus), and TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
MIDFLORIDA Credit Union $50 Business Referral Bonus
- What you’ll get: $50 bonus
- Where it’s available: FL
- How to earn it:
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own account, and secondary checking accounts do not qualify for this offer.
- Incentive is paid out to the referring member regardless of type of checking account opened by new customer
- Limit 10 referrals per member, earn up to $500 bonus.
- When it expires: None listed
(No expiration date listed)
| Furthermore, I’d recommend checking out Chase Business Complete Checking® ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Avoid Monthly Fee
- Debit Card Banking: None
- Free Checking: None
- Freedom Banking: $4 monthly fee. Must you complete 20 debit card purchase transactions each month
- Investor Checking: $6 monthly fee. Maintain a $1,000 daily balance.
- Relationship Checking: $12 monthly fee. Maintain a balance of $1,500 or more and maintain a combined balance of $10,000 or more in deposits or loans.
- Absolutely Free Student Checking: None
- Holiday Club: None
- Regular Savings: None
- Money Market: None
- Youth Savings: None
- Extreme Yield: $10 monthly fee. Maintain a $10,000 daily minimum balance.
- Relationship Savings: $12 monthly fee. Maintain at least $10,000 is maintained in deposits
- Free Business Checking: None
- Business Checking with Interest: $25 monthly fee. Maintain a $5,000 average daily balance.
- Freedom Business Checking: $15 monthly fee
- Premier Business Checking: $25 monthly fee. Maintain a $25,000 average daily balance, $50,000 combined average daily balance, or $75,000 in loans.
- Business Savings: $10 monthly fee. Maintain an average daily balance of $100, a $50,000 combined average daily balance, or $75,000 in business loans
- Business Money Market: $15 monthly fee. Maintain a $1,000 average daily balance, $50,000 combined average daily balance, or $75,000 in business loans
- Extreme Business Savings: $50 monthly fee. Maintain a $50,000 daily minimum balance.
Author’s Verdict
Lastly, MIDFLORIDA Credit Union is a great bank option for new sign-up promotions when become available. Furthermore, they offer a series of online services to help you keep your money and prepare yourself for your financial future!
Additionally, for more current offers, check out our bank bonuses page. Comparatively, MIDFLORIDA Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Furthermore, be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
Editor Rating
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