If you’re looking for a new savings account available nationwide, Marcus by Goldman Sachs is offering you 3.90% APY on your funds for opening a new Online Savings Account.
Update 12/4/24: The rate has decreased to 3.90% APY (from 4.10%).
Marcus by Goldman Sachs Online Savings
- Availability: Nationwide
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
Marcus by Goldman Sachs Account Benefits
- No minimum deposit to open
- No transaction fees
- Same day transfers of $100,000 or less to/from other banks
- Link other bank accounts for incoming and outgoing transfers
- Contact center available 7 days a week
- FDIC insurance up to the maximum allowed by law
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Author’s Verdict
We’ve all heard of Marcus by Goldman Sachs so you know this is a reputable bank. Let us know if you have any info regarding if this account incurs a hard or soft pull. If you’re unfamiliar with what hard pull and soft pulls are and how it can affect you, see our hard pull vs soft pull post here.
In addition to the current rate from Marcus by Goldman Sachs, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Additionally, let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
Editor’s Note: You can currently earn a $100 bonus when you enroll and deposit $10,000 or more in new funds into a new or existing Online Savings Account. Direct Link to offer. (Expired)
Goldman Sachs requires that all three credit reports are unfrozen for opening a savings account. The phone rep did not know which credit agency they use and said she could not find out. Certainly convinced me to not bother with them.