Check out the latest KeyPoint Credit Union promotions, bonuses, and offers here.
Update 7/24/24:
- The checking referral bonus has been reduced to $50 per referred member, but the referred member can earn a $300 checking bonus.
- There is also a $100 referral bonus for each member you refer to open a CD account.
- The $200 checking bonus has increased to a $300 checking bonus available for a limited time.
KeyPoint Credit Union Promotions Review
KeyPoint Credit Union is an award-winning credit union that continues to focus on elite member service while providing valuable products and services. Members elect the volunteer Board of Directors that runs the credit union, which is a not-for-profit organization. They are one of California’s largest credit unions with over $1.3 billion in assets and more than 60,000 members, the majority employed in the high-tech industry.
I’ll go over KeyPoint Credit Union offers below.
KeyPoint Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Availability: CA (Bank Locator)
- Direct Deposit Requirements: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Open a KeyPoint Checking Account with promo code DD23
- $300 direct deposit bonus credited to checking account in $50 increments over 6 months if
- (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits, and
- (b) first direct deposit posts within 60 days after account opening.
- Total bonus credited within 9 months of new account opening.
(Limited time offer)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| Fifth Third Bank Momentum® Checking ($375 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
KeyPoint Credit Union $100 CD Referral Bonus
- What you’ll get: $100 bonus
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $10,000
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Refer: Invite friends and family to open a 5-Month or 12-Month Certificate using the promo code “RAFCERT24”. Be sure your name is entered in the referral section.
- Bonus: When they open a Certificate with at least $25,000 of new money, you’ll get $100! And they’ll earn an exclusive rate of 4.85% APY on a 5-Month Certificate or 5.10% APY on a 12-Month Certificate! Exclusive rate will be applied after account opening.
(Limited time offer)
| Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
| Fifth Third Bank Preferred Checking ($375 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
KeyPoint Credit Union $50 Referral Bonus
- What you’ll get:
- Referrer earns $50 bonus
- Referee / Person being referred earns up to $300
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $10,000
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Refer: Have your friends and family open a checking account using the promo code “RAFDD“.
- Bonus: When they set up direct deposit of at least $1,000, you’ll get $50, and they’ll get a $300 bonus!
(Limited time offer)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| Fifth Third Bank Momentum® Checking ($375 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
KeyPoint Credit Union $200 Student Checking Bonus (Expired)
- What you’ll get: $200 bonus
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $10,000
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Get $100 when you open a Student Checking Account for your 13-17 year old.
- Get another $100 for making 25 debit card purchases within the first three months.
(Limited time offer)
| Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
| Fifth Third Bank Preferred Checking ($375 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How to Avoid Monthly Fees
- Free Checking: None
- Unlimited Checking: $17, waived with minimum direct deposit of $1,000 or make ten (10) Debit purchase transactions within the month
- Dividend Checking: $12 (waived with direct deposit or $750 average daily balance)
- Free Student Checking: None
- Student Savings/Smart Savings Account: None
- Free Student Checking: None
- Business Free Checking: None
- Business Dividend Checking: $12 (waived with minimum average daily balance of $2,500)
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Author’s Verdict
This bonus from KeyPoint Credit Union is rather generous and has quite simple requirements. However, I would check with a CSR to see if this account triggers a hard or soft pull before opening.
For more current offers, check out our bank bonuses page. Compare KeyPoint Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
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