Check out the latest Kemba Financial Credit Union promotions, bonuses, and offers here!
Update 9/26/24: There is currently a $300 bonus when you open a personal or business money market account. Offer valid through 9/30/24. There is also a $500 Ohio Homebuyer Plus Savings Program bonus is back through 3/31/25.
Kemba Financial Credit Union Promotions Review
KEMBA Financial Credit Union is headquartered in Gahanna and is the 3rd largest credit union in the state of Ohio. It is also the 229th largest credit union in the nation. It was established in 1933 and as of September of 2023, it had grown to 308 employees and 128,533 members at 11 locations. KEMBA Financial Credit Union has an A health rating.
| Eligibility: Membership in KEMBA Financial Credit Union is open to those who live, work, worship, or attend school, in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Logan, Madison, or Union, or the Ohio township of Sylvania. See current membership details |
I’ll go over Kemba Financial Credit Union offers below.
Kemba Financial Credit Union $300 Money Market Bonus
- What you’ll get: $300 bonus
- Availability: OH (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Monthly Fees: None
- Early Termination Fee: Not listed
- How to earn it:
- Get a $300 bonus and earn a premium interest rate with a Money Market account.
- Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus.
- Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
(Expires 09/30/2024)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Kemba Financial Credit Union $300 Business Money Market Bonus
- What you’ll get: $300 bonus
- Availability: OH (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Monthly Fees: None
- Early Termination Fee: Not listed
- How to earn it:
- Get a $300 bonus and earn a premium interest rate for your business for a limited time!
- Open a Money Market account for your business.
- Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus.
- Member must be Advantage status at the 90-day mark and have maintained at least $10,000 in the Money Market account to receive the $100 bonus.
- Member must be Advantage status at the 180-day mark and have maintained at least $10,000 in the Money Market account for the $200 bonus.
- Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
(Expires 09/30/2024)
| Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
Kemba Financial Credit Union $500 Ohio Homebuyer Plus Savings Bonus
- What you’ll get: $500 bonus
- Availability: OH (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Monthly Fees: None
- Early Termination Fee: Not listed
- How to earn it:
- Unlock owning your dream home faster with the Ohio Homebuyer Plus Savings Program and KEMBA Financial Credit Union
- To receive the $500 matching bonus, you must deposit $500 into the Homebuyer Plus account within the first six months of opening.
- Ohio Homebuyer Plus Participant Requirements:
- Review the Ohio Homebuyer Plus Participation Statement from the Ohio Treasurer’s Office here
- Be an Ohio resident at least 18 years of age
- Have your primary residence located in the State of Ohio
- Only use the high interest savings account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming your new primary residence
(Expires 03/31/2025)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How To Avoid Monthly Fees
- Hassle-Free Checking: No monthly fee
- High Performance Checking: $8.95 monthly fee. No monthly fees when an average daily balance of $1,000 or more is maintained in checking
- Fresh Start Checking:
- $8.95/month: If you have Direct Deposit of your entire payroll, pension, or Social Security check (at least $500/month) to your account
- $10.95/month: Without direct deposit to KEMBA
- Elements Checking: No monthly fee
- Business Value Checking: $10 monthly fee waived with $500 average daily balance or KEMBA Advantage status
- Business Smart Checking: Avoid $10 monthly service charge with $5,000 minimum average daily balance
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Author’s Verdict
Kemba Financial Credit Union has some great promotions, bonuses, and offers.
For more current offers, check out our bank bonuses page. Compare Kemba Financial Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
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