Jovia Financial Credit Union Online Savings Account: 5.00% APY (Nationwide)

If you’re looking for a new savings account available nationwide, Jovia Financial Credit Union Online Savings is offering 5.00% APY on your funds.

Update 4/15/24: Jovia Financial Credit Union’s 5% rate is available nationwide – simply apply online to earn this competitive rate on your funds! All you need to open an account is $4.95 to start earning the rate!

Jovia Financial Credit Union Online Savings

Here is your opportunity to earn a competitive rate. Open a new account and start earning interest and get started today!

• Learn More
• Rate Offer: 5.00% APY Rate
• Availability: Nationwide
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Funding: Unknown
• Monthly Fee: Maintain eStatements for no monthly fees!
• Early Termination Fee: None listed

(at Jovia Financial Credit Union)

Account Rates

Jovia Financial Credit Union Account Benefits

• Competitive Rate. Move your money to Jovia and earn a competitive rate with no monthly maintenance fees.
• Branch-Free Convenience. Easily manage your account with mobile check deposit, automatic transfers, and early direct deposit1 through Online and Mobile Banking.
• Access cash anywhere. Enjoy fee-free cash withdrawals from your savings account at 55,000+ Allpoint® Network ATMs worldwide and at our branch ITMs on Long Island.
• Get faster access to your cash. With Early Direct Deposit, if your employer sends your payroll to Jovia early, you might find your paycheck in your account up to two days earlier than you expected. Nice, right? You can also withdraw cash at over 55,000 Allpoint® ATMs worldwide. Some ATMs even take deposits – sweet!
• Pay for purchases with your hard-earned savings. You’ll receive your bright new Jovia debit card by mail shortly after your Jovia Online Savings account is opened online.
• Watch your savings grow! Manage your account with Jovia’s mobile app and quickly review all your transactions on your paperless statements (required for this account). Add convenience services like Stash My Cash to save even more! Every time you use your Jovia debit card, we’ll round up your purchase to the nearest whole dollar and drop the spare change into a separate account. It’s like a virtual change jar.

Author’s Verdict

Let us know if you have any info regarding if this account incurs a hard or soft pull. If you’re unfamiliar with what hard pull and soft pulls are and how it can affect you, see our hard pull vs soft pull post here.

In addition to the current rate from Jovia Financial Credit Union, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!