When you make a payment, sometimes the easiest way is by check. This means that you will need to refill your bank account and your checkbook. It is important to know all the options for ordering checks so you can find out which one is best for you.
You may be wondering, what is the easiest and cheapest way to order new checks? Keep reading to learn more about ordering new business and personal checkbooks.
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Your Options for Ordering Checks
If you need new business or personal checks, you have 3 options to choose from:
- Order a new set of checks online
- Call your bank or order them online
- Print your own checks
Continue on to learn about the advantages and disadvantages of each of these.
Ordering Checks From an Online Check Printer
An online check printing service will provide you with the lowest prices and the most variety of designs. Additionally, you have the option of personalizing your checks!
You can also upload your own photo to appear on the front of your checks. Just make sure that it is your own photo and that you have the rights to use it.
You may be wondering, is it safe to order online? Generally, it is safe. It may make you uneasy that you are giving your checking account information to someone you don’t know, but most check printers are trustworthy if you go to a big name place.
Ordering Checks From Your Bank
A simple way to order new checks is from your bank. This way makes it easier because you don’t have to go find your account and routing numbers, since your bank already has that information, therefore making it safer too. However, do note that when you order from a bank, they send the order to a check printer anyway.
In order to get new checks from your bank or credit union, simply call them. They usually offer a variety of designs from which you can choose from. Additionally, banks also give you the option of ordering online if that’s more convenient for you.
If you want to order your checks quickly and easily, ordering through your bank or credit union is probably the best option. However, you might have to pay a little bit more because of this convenience.
Print Your Own Checks
When you run out of checks, printing your own checks can be an option. This way, you can get more control and speed, but there are a few requirements you will have to meet first. If you don’t meet these requirements or make a mistake, this can cause delays and additional fees.
Furthermore, there are also quite a few things you will need to print your own checks such as software for formatting the check, MICR font, check stock and magnetic ink.
Alternatives for Checks
If you run out of checks, you may want to think about other options. Setting up electronic payments can make things simpler and easier, and you won’t have to use a single check. Additionally, online bill pay is another feature that most banks offer for free. Furthermore, this is helpful because you’ll have an electronic record of all your transactions to help you keep track.
If you’re worried about what to do if you need a check when you shop, simply use a debit or credit card! This will make things even faster in the checkout line since you won’t have to write out your check.
Other Types of Checks
We’ve gone over the types of checks you can use for everyday use, but there are also checks for special occasions.
Counter Checks
In the event that you need to write a check immediately after you open your account, you can ask your bank for a few counter checks. You may also need counter checks if you are waiting for an order of checks to come in. However, these checks might not be accepted by some financial institutions.
Cashier’s Checks
Cashier’s checks might be necessary for larger, more important transactions because sellers demand a guaranteed form of payment. For example, you might need a cashier’s check when you make a down payment on a home or purchase a vehicle. Cashier’s checks are available online or in-branch, and usually cost around $10 or more.
Author’s Verdict
If you’ve run out of checks, hopefully this post has helped you choose which option is most convenient for you. Also, don’t forget that there is also the option of not using checks at all by setting up electronic payments.
In addition, we have a list of bank promotions to get some extra cash in your pockets today. You may also want to check out savings accounts if you want to get started on saving up money.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
Chase High School CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
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