HomeTrust Bank Promotions: $25, $100, $400, $575 Checking, Referral Bonuses [NC, SC, TN, VA]

Find the latest listing of HomeTrust Bank promotions, bonuses, and offers here.

Update 1/28/25: The $400 checking bonus is back through 4/30/25. There is also a $25 referral bonus for reach person you refer to open a new account.

HomeTrust Bank Promotions Review

Their core values include personal responsibility, ethical behavior, trust and integrity, teamwork, and caring. Additionally, they strive to make positive choices, to practice what we preach, to be direct and honest, and to create an environment that allows everyone to exceed their potential while working as a team. Treating people with the same care we want for themselves is an integral part of all these values.

I’ll go over HomeTrust Bank offers below.

HomeTrust Bank $400 Checking Bonus 

• What you’ll get: $400 bonus
• Availability: NC, SC, TN, VA (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Not stated
• Early Termination Fee: Accounts overdrawn or closed at the time of incentive fulfillment are not eligible for this offer
• How to earn it:
  • Open a new Premier, Everywhere Connect, or Simple Checking account with the promotional code “UPTO400.”
  • Meet the following to earn up to a $400 bonus:
    • Get $150 for qualified direct deposits totaling $2,500 or more in the first 90 days.
    • Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
    • Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.

(Expires 04/30/2025)

HomeTrust Bank $25 Referral Bonuses (Up to $575)

• What you’ll get: $25 bonus
• Availability: NC, SC, TN, VA (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Not stated
• Early Termination Fee: Accounts overdrawn or closed at the time of incentive fulfillment are not eligible for this offer
• How to earn it:
  • Complete a coupon and give it to a friend.
  • Your friend should sign and present this coupon when opening a personal checking account with a debit card.
  • Both parties will receive a $25 deposit between 90 and 120 days of account opening if all requirements are met and your fifth friend earns you $100!

(Limited time offer)

[Expired] HomeTrust Bank $100 Checking Bonus 

• What you’ll get: $100 bonus
• Availability: NC, SC, TN, VA (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Not stated
• Early Termination Fee: Accounts overdrawn or closed at the time of incentive fulfillment are not eligible for this offer
• How to earn it:
  • To earn the $100 bonus, you must
    • Enroll in electronic statements (eStatements) through Online or Mobile Banking
    • Have a minimum of three automated clearing house (ACH) debits per statement cycle for two consecutive statement cycles within the first three statement cycles
    • Make at least 15 debit card purchases equal to or greater than $500 per statement cycle for two statement cycles within the first three statement cycles.
    • Transactions must post and settle to qualify.

(Expires November 15, 2020)

How to Avoid Monthly Fees

• Everywhere Connect: $10 monthly fee, waivable with 10 debit card transactions or 1 recurring direct deposit per monthly statement cycle
• Premier Checking: $15 monthly fee, waivable with an average deposit balance of $10,000 in your Premier Checking account, or an average combined deposit balance of $25,000
• Simple Checking: None
• HTB Business Foundation Checking: Contact CSR for more information
• HTB Business Advance Checking: Contact CSR for more information
• HTB Business Plus Checking: Contact CSR for more information
• Business Analysis Checking: $20 monthly fee
• Business Interest Checking: $12 monthly fee, waivable with $5,000 Monthly Average Collected Balance
• Business Money Market: $10 monthly fee, waivable with $2,500 Monthly Average Collected Balance

Author’s Verdict

Lastly, the HomeTrust Bank is offering many promotions and bonuses for the residents of North Carolina, South Carolina, Tennessee, and Virginia. Simply meet the requirements stated above and you will be able to start your new banking experience.

Additionally, for more current offers, check out our bank bonuses page. Similarly, compare HomeTrust Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Furthermore, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.