Guaranty Bank Promotions: $200, $300 Checking, Business Bonuses (MS, TN)

Find an updated list of Guaranty Bank promotions, bonuses, and offers here.

Currently, you can take advantage of a $200 or $300 bonus when you open a new account.

Update 8/21/24: The $200 personal checking and $300 business checking bonus offers have been extended through 9/30/24.

Guaranty Bank & Trust Company $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: TN, MS (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Open your personal checking account at any Guaranty Bank branch or online.
  • Opening deposit must be in accordance with the product type.
  • Keep the account open and in good standing (no NSF or OD Fees) for the first 30 days after account opening.

(Expires 09/30/2024)

Guaranty Bank & Trust Company $300 Business Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: TN, MS
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Open your business checking account at any Guaranty Bank branch or online. Please click here to view our branch locations, or click here to access our online account opening portal.
  • Opening deposit must be in accordance with the product type.
  • Keep the account open and in good standing (no NSF or OD Fees) for the first 30 days after account opening.

(Expires 09/30/2024)

Guaranty Bank & Trust $50 Referral Bonus

• What you’ll get: $50 bonus
• Where it’s available: TN, MS (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Go to gbtonline.royalreferralcenter.com and register
  • Refer your friends to Guaranty Bank via text or email within the system
  • Earn $50 when your friend or family member opens an account and meets the qualifications
    • Referral must register by following the link provided in the referral email or text
    • Open a new GB&T personal or business checking account within 60 days after receiving the email or text offer through the official means of the program
    • Keep the new account open and in good standing for at least 60 days

(Limited time offer)

How To Avoid Monthly Fees

• Freedom Checking: $8 monthly fee, waivable with minimum balance of $1,000
• Secure Checking: $10 monthly fee, waivable with minimum balance of $1,000
• Ultimate Checking: $15 monthly fee, waivable with a daily balance during the monthly statement period of $25,000 or more
• SAM – Student Checking: None
• Guaranty Savings: $10 quarterly service charge if balance falls below $300
• Personal Money Market Account: $10 monthly fee, waivable with minimum balance of $2,500
• Guaranty Prime Account: $15 monthly fee, waivable with minimum balance of $15,000
• Guaranty Edge Checking: $14 monthly fee, waivable with minimum balance of $2,500
• Commercial Analysis Checking: $16 monthly fee, earnings credit allowance can be used to offset
• Civic Checking: $2 monthly fee, waivable with eStatements and minimum balance of $1,000
• Business Checking with Interest: $12 monthly fee, waivable with minimum balance of $1,000

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare Guaranty Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.