GTE Financial Promotions: $25, $200 Checking, Referral Offers [FL]

Find the latest listing of GTE Financial promotions, bonuses, and offers here.

Typical offers include their $200, $25 checking and referral offers.

GTE Financial Promotions Review

I’ll go over GTE Financial offers below.

GTE Financial $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: FL (Bank Locator)
• Direct Deposit Requirement: Yes, $500+
• Credit Inquiry: Hard Pull
• Monthly Fees: $4.95, avoidable
• Early Termination Fee: 180 days, $25 fee (or balance if <$25)
• How to earn it:
  • To qualify, new members must open a Go Premium with GTE Secure, Go Full Access, or Go Further checking account.
  • New members must have direct deposit set-up totaling $500 or more per month within the first 90 days of account opening.
  • Direct deposit must come from an external source, such as an employer or government agency, direct deposits from another GTE Financial account do not meet the qualifications of this incentive offer.
  • Use promo code JOIN200

(Offer Expires October 31, 2022)

Fine Print

• Offer valid for Florida residents only.
• Member must be 18 years or older.
• Offer valid for new memberships approved between 9/1/2022 and 10/31/2022.
• Promotional code JOIN200 must be used at the time of application.
• To qualify, the new member must open a Go Premium with GTE Secure, Go Full Access, Go Further, or Go Student checking account within 90 days of joining.
• Offer not valid for anyone who has banked with GTE Financial in the past.
• Credit approval and an initial $5 member owner share deposit are required.
• New members must also receive a recurring direct deposit totaling $500 or more per month, which must still be active on payout date.
• Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits; deposits or transfers from other accounts or financial institutions do not qualify.
• Person-to-person payments (such as Venmo, CashApp, or PayPal) do not qualify as a direct deposit.
• If the requirements are met and the checking account remains open and in good standing for 90 days after the member’s join date, the $200 bonus will be deposited into the member’s savings account at that time.
• With the Go Premium with GTE Secure Checking Account, you can earn up to 0.05% Annual Percentage Yield on balances up to $3,000.
• Dividends earned on balances up to $3,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your Go Premium account each month, and complete at least 15 combined debit and/or credit transactions.
• GTE Financial reserves the right to decline or end this promotion at any time.
• This offer cannot be combined with other incentive offers from GTE Financial.
• Federally Insured by NCUA.

GTE Financial $25 Referral Bonus

• What you’ll get:
  • Referrer earns $25 bonus
  • Referee / Person being referred earns $25 bonus
• Where it’s available: FL
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: $4.95, avoidable
• Early Termination Fee: 180 days, $25 fee (or balance if <$25)
• How to earn it:
  • Provide your unique referral code to those you refer
  • You and the member you refer must be enrolled in eStatements
  • Referred member must open a GTE checking account and/or personal loan within first 30 days of joining

(No expiration date listed)

Fine Print

• Every GTE member has a unique code to use when referring new members.
• Get your code and track your referrals in GTE Online Banking, under ‘Rewards’ in your ‘Everything Else’ tab.
• Both Members must be enrolled in eStatements with all accounts in good standing.
• The primary owner of the new account must be at least 18 years old.
• The new Member must fund the Regular Share account with a minimum of $5.00 and open either a checking account or personal loan within 30 days of establishing membership.
• Rates subject to change, and fees may reduce earnings.
• A $25 referral reward will be deposited into the referring member and new member’s account after these requirements have cleared.
• After all the above requirements are met then the referral bonus will be deposited into your account within 7 business days.
• Federally insured by NCUA.

[Expired] GTE Financial $250 Checking Bonus

• What you’ll get: $250 bonus
• Where it’s available: FL
• How to earn it:
  • In order to receive the $250 bonus:
    • Individual must be eligible for membership and open their first share savings account and checking account with a debit card.
    • The participating member must make at least twelve point of sale (POS) purchase transactions with the debit card associated with the new checking account within the first sixty (60) days of activating card.
• When it expires: 09/30/2021

(Expires September 30, 2021)

[Expired] GTE Financial $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: FL
• How to earn it:
  • Use the promo code GTE100 on your membership application
  • Enroll in Online Banking and login to view your account balances
  • To join GTE, you will need to fund your savings account with a $5 deposit
• When it expires: 09/30/2021

(Expires September 30, 2021)

How to Avoid Monthly Fees

• Go Premium Checking: $4.95
• Go Full Access Checking: $4.95
• Go Further Checking: $9.95 can be avoided by enrolling in eStatements, making $500 in aggregate deposits per month, and making a combination of 15 monthly debit and/or credit card transactions.
• Go Student Checking: None
• Business Interest Checking: $50, Average monthly available checking balance to avoid monthly fee: $50,000. Combined business deposit and loan balance to avoid monthly fee: $150,000.
• Business Premium Checking: $25, Average monthly available checking balance to avoid monthly fee: $5,000. Combined business deposit and loan balance to avoid monthly fee: $50,000.
• Business Essentials Checking: None

Author’s Verdict

The GTE Financial is offering a very simple bonus for the residents of Florida. Simply meet the requirements stated above and you will be able to start your new banking experience. However, if you are interested, I’d suggest you act soon.

For more current offers, check out our bank bonuses page. Compare GTE Financial rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.