GTE Financial Promotions: $50, $300 Checking, Referral Bonuses (FL)

Find the latest listing of GTE Financial promotions, bonuses, and offers here.

Update 9/5/24: The $300 checking bonus has been extended through 9/30/24.

GTE Financial Promotions Review

I’ll go over GTE Financial offers below.

GTE Financial $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: FL (Bank Locator)
• Direct Deposit Requirement: Yes, $500+
• Credit Inquiry: Hard Pull
• Monthly Fees: $4.95, avoidable
• Early Termination Fee: 180 days, $25 fee (or balance if <$25)
• How to earn it:
  • Open a NEW qualifying GTE checking account using promo code JOIN300
  • Set up a payroll direct deposit from your employer within 90 days of enrollment
  • Earn you $300 bonus

(Expires 09/30/2024)

Fine Print

• Offer valid for Florida residents only.
• Member must be 18 years of age or older.
• Offer valid for new memberships approved between 7/1/2024 and 9/30/2024.
• Promo code JOIN300 must be used at the time of application.
• To qualify, the new member must open a Go Premium checking account with GTE Secure, Go Full Access, or Go Further within 90 days of enrollment.
• Offer not valid for anyone who has banked with GTE Financial in the past.
• Credit approval and an initial deposit of $5 member owner stock are required.
• New members must also receive a recurring direct deposit totaling $500 or more per month, which must still be active on the payment date.
• Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits; Deposits or transfers from other accounts or financial institutions do not qualify.
• Person-to-person payments (such as Venmo, CashApp, or PayPal) are not considered direct deposit.
• If the requirements are met and the checking account remains open and in good standing for 90 days after the member’s enrollment date, the $300 incentive will be deposited into the member’s savings account at that time.
• With the Go Premium with GTE Secure Checking Account, you can earn up to 3.04% APY on balances up to $2,000.
• No dividends earned after $2,000. Go Premium Checking Account APY is accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening.
• Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your Go Premium account each month, and complete at least 15 combined debit and/or credit transactions.
• GTE Financial reserves the right to decline or end this promotion at any time.
• This offer cannot be combined with other incentive offers from GTE Financial.

GTE Financial $50 Referral Bonus

• What you’ll get:
  • Referrer earns $50 bonus
  • Referee / Person being referred earns $50 bonus
• Where it’s available: FL
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: $4.95, avoidable
• Early Termination Fee: 180 days, $25 fee (or balance if <$25)
• How to earn it:
  • Provide your unique referral code to those you refer
  • You and the member you refer must be enrolled in eStatements
  • Referred member must open a GTE checking account and/or personal loan within first 30 days of joining

(Expires 05/31/2024)

Fine Print

• Member Accounts must be active and cannot be closed or restricted at the time of payout.
• Both referring Member and referred Member must be enrolled in eStatements with all accounts in good standing, including no prior charge-offs or having caused a loss to the credit union.
• he referred member must not have been a previous member of GTE Financial.
• The primary owner of the new account must be at least 18 years old.
• The new Member must fund the Regular Savings Account and open either a Checking Account or Personal Loan within 30 days of establishing membership.
• A personal loan is defined as an unsecured closed-end loan.
• Credit approval and an initial $5 Member Owner Share deposit are required.
• All loans are subject to approval.
• Regular Savings Account Annual Percentage Yield as of 09.01.2023 are tiered rates as follows: $0.00-$99.99 = 0.00%, $100-$499.99 = 0.75%, and $500+ = 0.15%.
• All Checking Annual Percentage Yields are accurate as of the last dividend declaration date.
• A $50 referral reward will be deposited into the referring Member’s account and the new Member’s account within 7 business days from eligibility.
• The promotion is available for referrals made between May 1 through May 31, 2024.
• Promotional dates are subject to change at the discretion of the credit union.
• Federally insured by NCUA.

GTE Financial $100 Checking Bonus (Expired)

• What you’ll get: $100 bonus
• Where it’s available: FL (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: $4.95, avoidable
• Early Termination Fee: 180 days, $25 fee (or balance if <$25)
• How to earn it:
  • Step 1: Open a NEW membership and a qualified GTE Checking account using promo code BOLTS100.
  • Step 2: Set up a payroll Direct Deposit from your employer within 90 days of joining.
  • Step 3: Receive your BOLTS DEBIT CARD!
    • The Bolts Debit Card will typically take 7-10 business days post the Checking Account being funded to arrive.
  • Step 4: CHARGE UP YOUR WALLET WITH A $100 BONUS!

(Expires 05/31/2024)

Fine Print

• Offer valid for Florida residents only.
• Member must be 18 years or older.
• Offer valid for new memberships approved between 9/1/2022 and 10/31/2022.
• Promotional code JOIN200 must be used at the time of application.
• To qualify, the new member must open a Go Premium with GTE Secure, Go Full Access, Go Further, or Go Student checking account within 90 days of joining.
• Offer not valid for anyone who has banked with GTE Financial in the past.
• Credit approval and an initial $5 member owner share deposit are required.
• New members must also receive a recurring direct deposit totaling $500 or more per month, which must still be active on payout date.
• Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits; deposits or transfers from other accounts or financial institutions do not qualify.
• Person-to-person payments (such as Venmo, CashApp, or PayPal) do not qualify as a direct deposit.
• If the requirements are met and the checking account remains open and in good standing for 90 days after the member’s join date, the $200 bonus will be deposited into the member’s savings account at that time.
• With the Go Premium with GTE Secure Checking Account, you can earn up to 0.05% Annual Percentage Yield on balances up to $3,000.
• Dividends earned on balances up to $3,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your Go Premium account each month, and complete at least 15 combined debit and/or credit transactions.
• GTE Financial reserves the right to decline or end this promotion at any time.
• This offer cannot be combined with other incentive offers from GTE Financial.
• Federally Insured by NCUA.

How to Avoid Monthly Fees

• Go Premium Checking: $4.95
• Go Full Access Checking: $4.95
• Go Further Checking: $9.95 can be avoided by enrolling in eStatements, making $500 in aggregate deposits per month, and making a combination of 15 monthly debit and/or credit card transactions.
• Go Student Checking: None
• Business Interest Checking: $50, Average monthly available checking balance to avoid monthly fee: $50,000. Combined business deposit and loan balance to avoid monthly fee: $150,000.
• Business Premium Checking: $25, Average monthly available checking balance to avoid monthly fee: $5,000. Combined business deposit and loan balance to avoid monthly fee: $50,000.
• Business Essentials Checking: None

Author’s Verdict

The GTE Financial is offering a very simple bonus for the residents of Florida. Simply meet the requirements stated above and you will be able to start your new banking experience. However, if you are interested, I’d suggest you act soon.

For more current offers, check out our bank bonuses page. Compare GTE Financial rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.