
Break away from banks. Let your money grow with annuities built for the digital era – earn up to 4.75% APY on your money; a higher rate than most banks with Gainbridge FastBreak Annuity.
Update 6/17/26: The rate has increased to 4.75% APY from 4.65%.
About Gainbridge FastBreak Annuity
- Learn More
- Issued by: Insurance company
- Interest rate: Up to 4.75% APY*
- Term: 3-10 years
- Size: $1,000-$1M
- Taxes: Interest taxable as earned
- Withdrawals: Up to 10% of account value each year
- Financial backing: Backed by issuing insurance company
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Benefits
Self directed. Easily create your account and manage it through our secure, online platform.
No surprises, guaranteed. With FastBreak™, there are zero surprises. There are no hidden fees, no crazy amounts of paperwork, and no middlemen.
- A higher rate than most banks
- Locked-in rates (vs. variable APY with savings accounts).
- Withdraw your money without tax penalty before 59½.
- Watch your money grow with our self-managed platform.
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Author’s Verdict
If you’re looking to open a new savings account with Gainbridge FastBreak Annuity offering a high, competitive rate, definitely give this account consideration.
Let us know about your experience with this bank and comment below.
You can also take advantage of a range of great promotions from banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, TD Bank, CIT Bank.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!




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