First Commonwealth Federal Credit Union Promotions: $400 Checking Bonus (PA, NJ)

Here you can find the most recent First Commonwealth Federal Credit Union promotions, bonuses, and offers.

Update 3/26/26: There’s currently a $400 checking bonus valid through 5/31/26.

First Commonwealth Federal Credit Union Promotions Review

Established in 1959, First Commonwealth Federal Credit Union is now the 12th largest credit union in Pennsylvania and exists to improve your financial well being. Furthermore, they have 8 convenient locations where you can gain access to many great services at better rates and lower fees.

I’ll go over First Commonwealth Federal Credit Union promotions & offers below.

First Commonwealth Federal Credit Union $400 Checking Bonus

• What you’ll get: $400 bonus
• Where it’s available: PA (Branch Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know
• Credit Card Funding: None
• How to earn it:
  • Open a Cashback Checking account (along with a Savings account and a $5 deposit as a requirement for membership).
  • Enroll in Digital Banking. This is free and only takes minutes.
  • Set up direct deposit. You must have at least $1,000 in direct deposits each month for two consecutive months.
  • Complete these steps within 90 days of opening your account and the cash bonus will be deposited approximately 30 days after qualification.

(Expires 05/31/2026)

[Expired] First Commonwealth Federal Credit Union $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: PA *Downtown Allentown Financial Center*
• Credit Inquiry: Soft Pull or Hard Pull? Let us know
• Credit Card Funding: None
• How to earn it:
  • Account must be opened between 10/1/20 and 11/30/20
  • Ongoing monthly direct deposit of $1,000 a month
  • eStatements
  • 10 debit card transactions in the first 60 days of account opening
  • Promo Code: DTAC100

(Expires November 30, 2020)

How To Waive Monthly Fees

• Benefit Checking: No monthly maintenance fees
• Teen Checking: No monthly maintenance fees
• Fresh Start Checking: $5 monthly fee
• Business Advantage I: Not listed
• Business Advantage II: Not listed

Author’s Verdict

If you live in the area, I recommend you check out this promotion at First Commonwealth Federal Credit Union to earn a generous bonus. However, be sure to check with a CSR to see if it triggers a hard or soft pull before opening.

For more current offers, check out our bank bonuses page. Compare First Commonwealth Federal Credit Union rates for CDs and Savings with our best rates for Savings  and CD accounts.

Additionally, be sure to check more popular bank promotions include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of First Commonwealth Federal Credit Union promotions here.