Find the latest listing of First Commonwealth Bank promotions, bonuses, and offers here.
Typical offers include their $50 and $200 checking offers.
Update 9/5/24: The $200 checking bonus offer has recently been extended through 1/31/25.
First Commonwealth Bank Promotions Review
First Commonwealth Financial Corporation is a financial services company based in Indiana, Pennsylvania, primarily serving the Western and Central Pennsylvania as well as Canton and Columbus, Ohio.
I’ll go over First Commonwealth Bank offers below.
First Commonwealth Bank $200 Checking Bonus
What you’ll get: $200 bonus- Where it’s available: PA, OH, IN, KY, WV
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- How to earn it:
- Earn $200 when you
- 1) open a new personal checking account by phone by calling 844.711.2265 or online at fcbanking.com by 1/31/2025 and use promo code ‘FCB22024’ at the time of account opening AND
- 2) complete 10 or more qualifying debit card purchases that post and clear the account within 60 days of account opening. Qualifying debit card purchases are made at point of sale using your signature or PIN, or electronically or online using your debit card number, including recurring payments.
- Earn $200 when you
(Expires 01/31/2025)
Editor’s Note:
- Here’s an alternative link to the offer.
- It’s been reported to be chexsystem sensitive, so it’s best to apply for the “Confidence Checking” since it’s for people who may have a bad chex record.
| Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
| Fifth Third Bank Preferred Checking ($300 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
First Commonwealth Bank $50 Referral Bonus
- What you’ll get:
- Referrer receives $50 bonus
- Referee / Person being referred receives $50 bonus
- Where it’s available: PA, OH, IN, KY, WV
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- How to earn it:
- The Referred person must register by the link provided in the referral email and open a new First Commonwealth Bank personal checking account AND
- Complete 1 direct deposit of $250 or more OR
- Complete 10 qualifying debit card purchases that must post and clear the account
- The Referred person must register by the link provided in the referral email and open a new First Commonwealth Bank personal checking account AND
(Limited time offer)
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| Fifth Third Bank Momentum® Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
First Commonwealth Bank $50 Business Referral Bonus
- What you’ll get:
- Referrer receives $50 bonus
- Referee / Person being referred receives $150 bonus
- Where it’s available: PA, OH, IN, KY, WV
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- How to earn it:
- The Referred person must register by the link provided in the referral email and open a new First Commonwealth Bank business checking account AND
- Complete a minimum of $2,000 in cumulative deposits
- The Referred person must register by the link provided in the referral email and open a new First Commonwealth Bank business checking account AND
- When it expires: None Listed
(Limited time offer)
| Chase Business Complete Checking® ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Bluevine Business Checking ($300 Bonus) | |
First Commonwealth Bank $150 Business Checking Bonus (Expired)
- What you’ll get: $150 bonus
- Where it’s available: PA, OH, IN, KY, WV
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- How to earn it:
- Open a new business checking account
- Complete a minimum of $2,000 in cumulative deposits within 60 days after account opening.
- When it expires: None listed
(Limited time offer)
| Chase Business Complete Checking® ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Bluevine Business Checking ($300 Bonus) | |
How To Waive Monthly Fees
- Confidence Checking: $5 monthly service charge waived when you complete 5 or more customer-initiated transactions during your statement cycle
- Hometown Checking + Interest + Solutions: $10 monthly service charge if deposits fall below $2,000 per statement cycle
- Hometown Checking + Interest: $5 monthly service charge if deposits fall below $1,000 per statement cycle
- Hometown Checking: $2 monthly service charge is waived with eStatement enrollment
- Business Checking: No monthly service charge
- Business Solutions Checking: $25 monthly service charge, which can be waived if the minimum daily balance requirement of $5,000 is met
- Elite Business Checking: No monthly service charge
- Business Checking Plus: $10 service charge, which can be waived if the minimum daily balance requirement of $2,500 is met
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Bottom Line
To summarize, First Commonwealth Bank has some of the best promotions, bonuses, and offers in Ohio and Pennsylvania.
For more current offers, check out our bank bonuses page. Compare First Commonwealth Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Editor Rating
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