Check out the most recent Equity Bank promotions, bonuses, and offers here.
When you open a new checking account at Equity Bank and meet certain requirements, you can earn a $100, $200, $400 bonus.
Update 7/29/24: The $400 business checking bonus offer is now good through 12/31/24,
Equity Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Where it’s available: AR, KS, OK, MO
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fees: $6-$10, waivable
- How to earn it:
- Open a new checking account – online or in person
- Set-up direct deposit – pay no monthly service charge with Simply Free Checking
- Open a new savings account – online or in person
- That’s it! Once you complete these steps, your bonus will be deposited into your accounts.
(Limited time offer)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
Equity Bank $200 Checking Bonus
- What you’ll get: $200 bonus
- Where it’s available: AR, KS, OK, MO
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fees: $6-$10, waivable
- How to earn it:
- Open a new checking account.
- To qualify for offer, customer must
- (1) maintain Equity Bank account in active and good standing at time of incentive payment,
- (2) complete direct deposit forms at time of enrollment,
- (3) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
(Limited time offer)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Equity Bank $400 Business Checking Bonus
- What you’ll get: $400 bonus
- Where it’s available: AR, KS, OK, MO
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fees: Varies
- How to earn it:
- Open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.
- Enroll in business online banking
- Make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
(Expires 12/31/2024)
Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
Equity Bank Free Revolution Toaster ($350 Value)
- What you’ll get: Evolution Toaster Bonus
- Availability: AR, KS, OK, MO (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fees: $6-$10, waivable
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Under the Additional Details section of the account application, select “Toaster” from the dropdown menu and get one step closer to your free revolutionary toaster.
- Open a Preferred or Elite checking account, with balance of $2,000 at time of incentive redemption.
- Must enroll in online banking and direct deposit, and receive a debit card.
(Limited time offer)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
Fine Print
- Equity Bank’s Revolution™ toaster giveaway is a limited?time offer subject to change without notice.
- Offer available to new Equity Bank checking accounts that are first in their household.
- Must be Preferred or Elite checking account, with balance of $2,000 at time of incentive redemption.
- Minimum $100 to open Preferred or Elite checking account.
- To receive offer, customer must enroll in online banking and direct deposit, and receive a debit card.
- Customer will be issued a 1099INT form for tax value of the incentive amount.
Equity Bank $200 Checking Bonus
- What you’ll get: $200 bonus
- Where it’s available: AR, KS, OK, MO
- How to earn it:
- Earn $50 when you open an Equity Bank checking account
- Earn $50 for direct deposit and using an Equity Bank debit card
- Earn $100 when you open an Equity Bank savings account
(No expiration date)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How to Avoid Monthly Fees
- Preferred Checking: $10 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee
- Elite Checking: $6 monthly fee.
- Essential Checking: $7 monthly fee. Maintain a $100 minimum balance or one direct deposit of $100 or more per statement cycle to avoid the monthly account fee.
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Author’s Verdict
In my opinion, there are more generous and easier to obtain bonuses out there. Furthermore, you must complete many qualifying activities in order to receive the full bonus amount, so I recommend checking out more simple bank promotions here.
For more current offers, check out our bank bonuses page. Compare Equity Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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