Commerce Bank Promotions: $50, $300 Checking, Savings, Money Market, Referral Offers [CO, IL, KS, OK, MI]

Find the latest listing of Commerce Bank promotions, bonuses, and offers here.

Update 8/26/24: Check your mail / email as you may have been targeted for a $300 checking bonus. You must receive this offer to redeem! Valid through 10/8/24.

Commerce Bank Promotions Review

I’ll go over Commerce Bank Promotions below.

Commerce Bank $300 Checking Bonus (Targeted)

• What you’ll get: $300 bonus
• Where it’s available: CO, IL, KS, MO, OK (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • New checking customers: Use promo code AUG24Free
  • Open a new Commerce Free Checking account by 10/8/24, add funds within 30 days.
  • Make 10 debit card purchases within 60 days of account opening.
  • Have at least $300 in your account at the end of nightly processing, 60 days after account opening.
  • You must be a direct recipient of this offer to qualify for the $300 bonus.

(Expires 10/08/2024)

Commerce Bank $50 Referral Bonus

• What you’ll get: $50 bonus
• Where it’s available: CO, IL, KS, MO, OK
• How to earn it:
  • Refer a friend or family member to Commerce Bank by providing their contact information
    • Provide a valid email address for the friends or family members you are referring or share this offer via social media.
  • Once the referee completes all of the qualifications listed below you will both receive the $50 bonus.
  • Bonus takes 4-6 weeks for delivery of your Reward Card after completing all requirements of this offer.
  • Your referral will receive an email notification containing registration instructions and requirements of this offer from the current customer referring you.
  • They must have at least one $300 or more direct deposit (such as recurring payroll or government benefit deposit), AND sign up for Online Banking and enroll in E-Statements.
  • Must complete the requirements listed above within 60 days.
  • When you meet all of the requirements, the bonus will be deposited into your account.

(Limited time offer)

Commerce Bank $200 Checking Bonus (Targeted) (Expired)

• What you’ll get: $200 bonus
• Where it’s available: CO, IL, KS, MO, OK (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Use promo code EX200MAR23
  • Open a new Commerce Free Checking account by May 23, 2023
  • Make 10 debit card purchases by July 24, 2023
  • Have at least $200 in your account at the end of nightly processing on July 24, 2023

Commerce Bank $200 Money Market Bonus (Expired)

• What you’ll get: $200 bonus
• Where it’s available: CO, IL, KS, MO, OK
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • To be eligible for the bonus Reward, you must maintain a Commerce Basic, Commerce Interest or Commerce Relationship checking account.
  • Bonus will be paid as an annual bonus reward of 0.5% APY of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200

(Limited time offer)

Commerce Bank $100 Checking Savings Bonus(Expired)

• What you’ll get: $100 bonus
• Where it’s available: CO, IL, KS, MO, OK
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Submit your email in the link in order to receive your unique promo code
  • Open a new business checking account from Columbia Bank
  • Make at least one deposit of $500 or more within 15 calendar days of opening
  • Maintain an average daily balance of $500 or more for the first 90 days

(Limited time offer)

[Expired] Commerce Bank $500 Checking Bonus

• What you’ll get: $500 bonus
• Where it’s available: CO, IL, KS, MO, OK
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Click “Apply Online” above OR use the promo code from the ad to open a CommerceRelationship Checking account with $100 by January 29, 2021.
  • Make 10 debit card purchases within 60 days.
  • Have at least $2,500 in your account at the end of daily processing 60 days after account opening

(Expires April 31, 2021)

How to Avoid Monthly Fees

• Commerce Free Checking: None
• Performance Money Market: None
• myBusiness Select Checking: None
• myBusiness Checking: None
• CommerceInterest Checking: $10 monthly fee. Have at least one $500 or more direct deposit OR daily balance of $1,000 in each statement cycle to waive.
• CommerceRelationship Checking: $20 monthly fee. Have at least one $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD, and retail IRAs).

Bottom Line

All in all, the current promotions from Commerce Bank are Checking + Savings bundled together. In order to maintain the savings accounts, you would need to meet the requirements which can be a big hefty to maintain. In my opinion, there are a lot better offers out there especially if you are just looking for a nice sign up bonus.

For more current offers, check out our bank bonuses page. Compare Commerce Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Commerce Bank promotions here.