Residents nationwide can take advantage of a 3.50% APY rate with a new Citizens Access Online Savings Account.
Update 9/19/25: The rate has decreased to 3.50% APY from 3.70%.
Citizens Access Online Savings
Here is your opportunity to earn a high-interest rate on your funds. Open a new account and get started today!
- Learn More
- Rate Offer: 3.50% APY Rate
- Availability: Nationwide (Contact)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Credit Funding: Unknown. Let us know.
- Opening Deposit Requirement: $5,000
- Monthly Service Fee: None
- Early Termination Fees: Penalty for early withdrawal, not specified
(FDIC Insured)
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Rates
| Balance Requirement | APY Rate |
| $5,000 | 3.50% APY |
Citizens Access Account Benefits
- Great rates, no promotions or teasers
- No fees, for anything
- $5,000 minimum deposit
- FDIC-insured deposits
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Author’s Verdict
This account would only be worth it if you have $5K in excess cash to fund the account. If you have any info regarding credit funding, please let us know!
If you know of any account similar to this or better, please let us know by commenting below! Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
In addition to the current rate from Citizens Access, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
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