Check out this updated list of Citadel Credit Union promotions, bonuses, and offers!
Update 2/10/25: There is currently a $400 checking bonus valid through 4/30/25.
Citadel Credit Union Promotions Review
For more than 80 years, Citadel has been proudly serving customers with best-in-class service while offering rewarding and valuable financial products to help them save, plan, and prepare for the future. They offer a full range of financial products with great rates and complete transparency.
| Eligibility: Citadel membership is open to those who reside, worship, attend school or work in the following counties of Pennsylvania: Chester, Bucks, Delaware, Montgomery, Philadelphia or Lancaster. Eligibility can also be extended to family or household individuals. For more information check out the membership eligibility here. |
I’ll go over Citadel Credit Union offers below.
Citadel Credit Union $400 Checking Bonus
- What you’ll get: $400 bonus
- Where it’s available: PA (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $500
- How to earn it:
- Open a new Ultimate Growth Checking Account using promo code FEB2540013
- Earn a $200 cash bonus deposit for qualifying direct deposit(s) totaling $2,000 or more posting to the new checking account within 90 days of account opening.
- After meeting the direct deposit requirement, earn an additional $200 cash bonus by maintaining a daily balance of $5,000 or more in your new checking account during days 61 – 90 after account opening.
(Expires 04/30/2025)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | |
Citadel Credit Union $50 Referral Bonuses
- What you’ll get: $50 bonus
- Where it’s available: PA
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $500
- How to earn it:
- In order to receive $50, the person you refer must register for the “Refer a Friend” program, and open a new Citadel checking account.
- After that person’s account has been opened for 30 days, he or she must complete the following requirements within 60 days of account opening:
- One (1) or more direct deposits totaling a minimum of $250 to a Citadel Checking Account
- OR Ten (10) or more debit card transactions (excluding ATM withdrawals).
- After completing all requirements of this offer, your $50 Rewards Card will be delivered within 4-6 weeks.
(Limited time offer)
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citadel Credit Union $1,000 Business Checking Bonus (Expired)
- What you’ll get: $1,000 bonus
- Where it’s available: PA (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $500
- How to earn it:
- Earn a $450 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $10,000 or more within the first 60 days (internal transfers excluded) and maintain a $10,000 daily balance for the remaining 30 days after account opening.
- OR 300 Cash Bonus: Open a new Essential Business Checking account. Earn a $300 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $2,500 or more within the first 30 days (internal transfers excluded) and complete a minimum of 10 debit card purchases within the first 90 days.
- Once you meet these requirements, and your checking has been opened 90 days, your bonus will be paid within 10 business days.
- After meeting these requirements, earn an additional $300 by enrolling in one of Citadel’s Cash Management Solutions; Merchant Services, Payroll Services or ACH Origination and complete your first merchant deposit or first transaction within 90 days of account opening.
- Once you meet these requirements, and your checking account has been open 90 days, your bonus(es) will be paid within 10 business days.
- Earn a $450 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $10,000 or more within the first 60 days (internal transfers excluded) and maintain a $10,000 daily balance for the remaining 30 days after account opening.
(Expires 12/31/2024)
| Chase Business Complete Checking® ($300 or $500 Bonus) | Bluevine Business Checking ($300 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| U.S. Bank Business Checking ($500 or $900 Bonus) | |
How to Avoid Monthly Fees
- Cashback Rewards Checking: $10 monthly fee, waived with $1,000 in qualifying Direct Deposit(s) per month
- Free Checking: None
- Business Checking Account: None
- High Yield Savings: $10 monthly fee, waived by maintaining an average daily balance of at least $10,000
- Money Market: $10 monthly fee, waived for 60 days following account opening
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Author’s Verdict
Citadel Credit Union has a bonus to help you earn money and maintain your finances. Both promotions are fantastic so take advantage of the one that interests you the most!
For more current offers, check out our bank bonuses page. Compare Citadel Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Citadel Credit Union promotions here.
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