Find an updated list of Chartway Federal Credit Union promotions, bonuses and offers here.
Update 1/31/25: We added a $300 checking bonus that’s good through 4/15/25.
Chartway Federal Credit Union Review
Chartway Federal Credit Union is a credit union headquartered in Virginia Beach and is chartered and regulated under the authority of the National Credit Union Administration.
Eligibility: Membership in Chartway Federal Credit Union is open to those who make a $10 donation to the We Promise Foundation, or live, work, worship, or attend school in an area served by one of Chartway FCU’s branches. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll go over Chartway Federal Credit Union offers below.
Chartway Federal Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Availability: Nationwide (Bank Locator)
- Direct deposit requirement: No
- Credit inquiry: Soft Pull
- Monthly fees: None
- Early termination fee: Unknown
- How to earn it:
- Open a Cash Back Checking account by April 15, 2025 online or any of our branches.
- Make 10 debit card purchases in a calendar month
- Enroll in eStatements with valid email address
- Make $500 or more in deposits within a monthly cycle
- Have a positive balance
(Expires 04/15/2025)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
Fine Print
- Offer ends April 15, 2025.
- Offer valid to individuals without a current Chartway consumer checking account.
- To earn $300 bonus, you must open a Cash Back Checking account and perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card, enroll in electronic statements with a valid email address, and must have $500 or more deposits within a monthly cycle in the Cash Back Checking account.
- Bonus will not be deposited into any account with a negative balance.
- $300 bonus will be deposited into the Cash Back checking account the calendar month following meeting qualifications. (e.g. Qualifications met in January will be paid by February 14, 2025.
- Qualifications met in February will be paid by March 14, 2025.
- Qualifications met in March will be paid by April 18, 2025.
- Qualifications met in April will be paid by May 16, 2025. Qualifications met in May will be paid by June 13, 2025)
- Qualifications for 3% cash back: Must perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card, must enroll in electronic statements with a valid email address, and must have $500 or more deposits within a monthly cycle in the Cash Back Checking account.
Chartway Federal Credit Union $500 Business Checking Bonus
- What you’ll get: $500 bonus
- Availability: Nationwide (Bank Locator)
- Direct deposit requirement: No
- Credit inquiry: Soft Pull
- Monthly fees: See below
- Early termination fee: Unknown
- How to earn it:
- Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
- A. Open a Community Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Small Business Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- C. Open a Premium Business Checking account and receive a $500 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $20,000 between days 31 to 90 after opening your account.
- Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
(Expires 08/31/2024)
Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
Fine Print
- This offer is limited to a new Chartway business checking account opened and funded through August 31, 2024. Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
- A. Open a Community Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Small Business Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- C. Open a Premium Business Checking account and receive a $500 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $20,000 between days 31 to 90 after opening your account.
- New money must be funds from outside Chartway Credit Union; deposits or transfers from existing accounts do not qualify. The bonus is deposited into the new Chartway business checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Chartway Credit Union reserves the right to deduct the monetary bonus from the account prior to closing.
- Offer limited to one per customer and cannot be combined with other specials or offers. Offer not available to members who have received a new business checking account monetary bonus within the last 24 months and have or have had an Chartway business checking account within the last 12 months. Primary owner on the account must be 18 years or older to qualify. For tax reporting purposes, the bonus may be reported to the IRS on Form 1099. The offer is subject to change, at Chartway Credit Union’s discretion, at any time without notice and other exclusions may apply.
Chartway Federal Credit Union $50 Referral Bonuses
- What you’ll get: $50 bonus
- Where it’s available: Nationwide
- How to earn it:
- To earn referral bonus:
- Enter your email associated with your Chartway account.
- Share with friends via personal link, email, or social.
- Your friends get $50 when they sign up for a Cash Back Checking account as a new member at Chartway and make 10 qualifying transactions.
- You’ll get $50 once your friend has qualified their account!
- To earn referral bonus:
(Limited time offer)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Chartway Federal Credit Union $800 Savings Bonus (Expired)
- What you’ll get: Up to $800 bonus
- Availability: Nationwide (Bank Locator)
- Direct deposit requirement: No
- Credit inquiry: Soft Pull
- Monthly fees: None
- Early termination fee: Unknown
- How to earn it:
- Earn up to $800 in Bonus Cash by opening a Bonus Savings account.
- Get $160 for every $15,000 deposited into your new account – up to $75,000 from an external account into your Bonus Savings account.
- New money must remain in the Bonus Savings account from 3/31/24 to 7/31/24 to be eligible for the bonus offer.
- Upon meeting the offer qualifications, you will receive $160 for every $15,000, up to $75,000, deposited into your account before 3/31/24.
(Expires 03/31/2024)
Western Alliance Bank High-Yield Savings Premier (4.30% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.55% APY) |
Fine Print
- Bonus offer is valid from 1/31/24 to 3/31/24.
- During the promotional period of 1/31/24 to 3/31/24, make deposits of up to $75,000 from an external account into your Bonus Savings account.
- External funds are defined as any new money deposited into your account from an account not affiliated with Chartway Credit Union.
- Funds transferred internally within Chartway accounts during the promotional period do not qualify for this offer.
- Funds transferred from IRA accounts do not qualify for this offer.
- New money must remain in the Bonus Savings account from 3/31/24 to 7/31/24 to be eligible for the bonus offer.
- Your total average daily balance at Chartway must increase by the end of the promo period.
- Upon meeting the offer qualifications, you will receive $160 for every $15,000, up to $75,000, deposited into your account before 3/31/24.
- Your promotional bonus will be reported in your year-end form 1099-INT as taxable income.
- Bonus will be credited to the account in the form of statement credit.
- Your account must stay open and in good standing when bonus is credited to your account.
- Please allow up to 60 days for the bonus to appear in your account.
- Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this offer.
How To Avoid Monthly Fees
- LiveNow Account: None
- Cash Back Checking: None
- LifePlus Checking: $6 monthly fee, waived with direct deposit or 10 monthly debit card purchases or average daily balance of $500
- Premium Business Checking: The Monthly Maintenance Fee is waived if you maintain an average daily balance of $2,500 in your business checking account during that month.
- Small Business Checking: The Monthly Maintenance Fee waived if business account is enrolled in e-Statements.
- Community Business Checking: No Maintenance Fees
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Author’s Verdict
In conclusion, Chartway FCU offer is worth looking into. Membership is to qualify for and furthermore, you can apply to join online. If you have any experience with Chartway FCU leave a comment below letting us know about it.
For more current offers, check out our bank bonuses page. Compare Chartway Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
I sent them the link if i was eligible and they said this promo is no longer going on. does anyone have any more info on this ?
If I live in Malvern,pa 19355 would I be eligible for this promo ?
https://refer.chartway.com/join-100
Hello,
Thank you for your interest in Chartway Credit Union. We accept applications for new membership throughout the United States. We welcome the opportunity to meet your financial needs. The promotion you inquired upon is currently not a promotion we are offering.
Sincerely,
Member Solutions Center
(800) 678-8765 | http://www.chartway.com
I applied for this, but did not see any space to enter the promo code at any point in the online application.