With the U.S. Bank Smartly® Savings account, you can earn up to 3.50% Annual Percentage Yield (APY) with an eligible product and combined qualifying balances of at least $100,000.
U.S. Bank Smartly® Savings Account
- Learn More at U.S. Bank
- Account Type: U.S. Bank Smartly® Savings Account
- Availability: Nationwide
- Monthly Fee: Pay $5 or $0 monthly maintenance fees. Waive fees in multiple ways.
U.S. Bank Smartly® Savings Features
Earn more on your money with U.S. Bank Smartly® Savings, the relationship account built around you.
- Competitive interest rates to grow your savings.
- Unlock even higher rates. Earn up to 3.50% APY when you pair U.S. Bank Smartly® Savings with an additional eligible product and have combined qualifying balances of at least $100,000. Additional rates available and vary by balance tier.
- Waive your monthly maintenance fee when you maintain a U.S. Bank Smartly® Checking, Safe Debit account or U.S. Bank Smartly™ Visa Signature® Card.
Member FDIC.
(at U.S. Bank)
How to Avoid Monthly Fees
- U.S. Bank Smartly® Savings account: The monthly maintenance fee is waived with the presence of a Bank Smartly® Checking, Safe Debit account, or U.S. Bank Smartly™ Visa Signature® Card or for accounts with a minor under the age of 18.
Author’s Verdict
If you’re planning for a purchase of a new home, dream vacation, new car, or any purchase big or small, this account offers competitive interest rates to grow your savings.
Looking to open a checking account for your business? See our review on business checking accounts from U.S. Bank.
If you are interested in more bonuses, check our list of the latest U.S. Bank Promotions and our full list of bank bonuses.
Member FDIC.
