Capital City Bank Promotions: $50, $100, $250 Checking, Referral Bonuses [AL, GA, FL]

Find the latest Capital City Bank Promotions, bonuses, and offers here!

Update 4/25/25: There’s currently a $250 checking bonus valid through 5/31/25.

Capital City Bank Promotions Review

Capital City Bank is headquartered in Tallahassee, Florida. They provide a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards and securities brokerage services. Member FDIC.

I’ll go over Capital City Bank offers below.

Capital City Bank $250 Checking Bonus

• What you’ll get: $250 bonus
• Where it’s available: FL (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: None listed
• Early Termination Fee: None Listed, check with CSR for more information
• How to earn it:
  • For a limited time, use promo code WELCOME250 when you open your Carefree Checking account online with Capital City Bank AND receive a $250 bonus.
  • Complete at least one (1) direct deposit of $750 or more within the first 90 days.
  • To qualify for the $250 bonus, your Carefree Checking account must be open at least 90 days and in good standing at the time your bonus qualifying period ends.
  • Within five (5) days of when your bonus qualifying period ends, $250 will be deposited into your new account.

(Expires 05/31/2025)

Capital City Bank $50 Referral Bonus

• What you’ll get: $50 bonus
• Promotional link(s):
  • Personal Checking
  • Business Checking
• Where it’s available: FL
• How to earn it:
  • For personal checking referrals: 
    • Refer your friend to open a new Capital City Bank personal checking account.
    • Earn your $50 bonus when your referrals meets the following qualifications within 60 days of account opening:
      • Makes ten or more debit card transactions OR
      • Completes at least one direct deposit of $250 or more
    • Wait 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
  • For business checking referrals:
    • Refer your friend to open a new Capital City Bank business checking account.
    • Earn your $50 bonus when your referrals meets the following qualifications within 60 days of account opening:
      • Makes ten or more debit card transactions OR
      • Completes at least $500 in cumulative deposits
    • Wait 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
• When it expires: None listed

How To Avoid Monthly Fees

• CAREFREE CHECKING: $6.95
• EVERYDAY CHECKING: No monthly service charge with either 20 debit card transactions* OR a minimum daily balance of $1,500; otherwise, $7.95 per month
• PERFORMANCE CHECKING: No monthly service charge with either 20 debit card transactions* OR a minimum daily balance of $4,000; otherwise, $7.95 per month
• STUDENT CHECKING: None
• SAVINGS CLUB: None
• EVERYDAY SAVINGS: No monthly service charge with minimum daily balance of $200; otherwise, $3 per month
• BASIC SAVINGS: No monthly service charge with a minimum daily balance of $500; otherwise, $3 per month
• MINOR SAVINGS: None
• Money Market Accounts: No monthly service charge with minimum daily balance of $4,000; otherwise $15 per month
• EVERYDAY CHECKING FOR BUSINESS: No monthly service charge when you maintain a minimum daily balance of $2,500, complete 10 transactions per month with your business debit card* OR keep an active merchant services account+; otherwise, $10 per month
• PREMIUM BUSINESS CHECKING: No monthly service charge if you maintain a minimum daily balance of $5,000 OR keep an active merchant services account;+ otherwise, $12 per month
• BUSINESS CHECKING PLUS INTEREST: No monthly service charge with minimum daily balance of $1,500; otherwise, $10 per month
• COMMERCIAL BUSINESS CHECKING: $15 monthly service charge
• EVERYDAY SAVINGS FOR BUSINESS: No monthly service charge with a minimum daily balance of $200; otherwise, $3 per month
• BUSINESS MONEY MARKET: No monthly service charge with a minimum daily balance falls below $4,000; otherwise $15 per month
• PREMIUM MONEY MARKET FOR BUSINESS: None listed

Author’s Verdict

 Capital City Bank offers a great financial products to residents in Florida. You can get access to great features like mobile and online banking and other services and tools to manage your financial life!

For more current offers, check out our bank bonuses page. Compare Capital City Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citibank, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.

Easily earn the sign up bonus and complete the requirements! You can find a full list of the best bank promotions here. Bookmark this page because you will always find an updated list of  Capital City Bank promotions here.