Available nationwide, Brilliant Bank is offering you a chance to earn 4.50% APY on your funds for opening a Money Market Account. Below is all the information you need to open the Brilliant Bank Money Market Account.
Update 2/28/25: The rate has decreased to 4.50% APY from 4.70%.
Brilliant Bank is an online-only bank that specializes in deposit accounts, as well as checking and savings accounts. Utilize the simple mobile app to manage your money and achieve your financial goals.
About Brilliant Bank
Headquartered in Wichita, KS, Brilliant Bank fully backed by Equity Bank, an FDIC-insured institution with $5 billion in assets and locations in 4 states.
Brilliant Bank Money Market Account
- Account Type: Money Market
- Interest Rate: 4.50% APY
- Availability: Nationwide (Online Bank). Unavailable for select regions in Kansas, Missouri, Oklahoma and Arkansas.
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: $1,000
- Maximum Balance: $500,000
- Monthly Fee: Maintain a $2,000 balance to waive the $10 monthly service charge.
- Early Termination Fee: None listed
(FDIC Insured)
Brilliant Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | N/A | None | None | None |
| Pull | N/A | None | None | None |
Editor’s Note: You have to link and initiate (inbound and outbound) ACH transfers from an external bank account.
Account Rates
| Balance | APY |
| $1,000 – $500,000 | 4.50% APY |
Brilliant Bank Account Benefits
- Account Alerts: Keep your savings and spending on track. Know exactly where your money is going.
- Mobile Deposit: Scan and send check images for immediate deposit. No more trips to the bank.
- Online Banking: Track bills. Make payments. Transfer funds. All in the palm of your hand.
- Security: Avoid fraud and bank securely with our digital tools.
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Author’s Verdict
Finally, check out Brilliant Bank and open a Money Market account with competitive rate! Right now, you can earn a high rate on your funds. Let us know about your experience with this bank and comment below.
In addition to the current rate from Brilliant Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
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