If you’re looking for a new savings account, BMO Harris Online Savings is offering a 4.30% APY.
Update 12/23/24: The rate has decreased to 4.30% APY from 4.45%.
About BMO Harris
Established in 1882, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin.
They are the 2nd largest bank in the State of Illinois where they are headquartered(Chicago). BMO Harris Bank offers a variety of checking and savings accounts, including Money Market, CD, and IRA products.
For their checking accounts, BMO expands its reach by joining the Allpoint ATM network, which gives you access to about 40,000 fee-free ATMs.
They also offer online and mobile tools to help you take care of most banking tasks without needing to go in-branch.
BMO Harris Online Savings Account
Here is your opportunity to earn a competitive interest rate APY on your funds. Open a new account and start earning interest and get started today!
- Account Type: Online Savings Account
- Interest Rate: 4.30% APY
- Availability: Nationwide
- Minimum Balance: None listed
- Maximum Balance: None listed
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Opening Deposit Requirement: None
- Monthly Fee: None
- Early Termination Fee: $50, 90 days
(FDIC Insured)
BMO Harris ACH Capabilities and Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | ? | ? | ? |
Pull | ? | ? | ? | ? |
You can easily transfer funds between your BMO Alto accounts, and up to five external accounts with BMO Alto Online Banking. You must be the owner or co-owner of the external account to transfer funds to or from your BMO Alto account online.
Account Rates
Balance Requirement | APY Rate |
None | 4.30% |
BMO Harris Account Benefits
- Track your savings goals with Total Look
- With BMO Harris Total Look®, you can manage your accounts in one secure location, track your spending and create a personalized budget.
- 40,000+ fee-free ATMs across the U.S
- Enjoy unlimited fee-free transactions at 40,000+ Allpoint® ATMs nationwide.
- Bank on the go with our handy tools
- You have the freedom to bank your own way – deposit checks pay bills, monitor transactions and more with BMO Digital Banking.
- Experience dedicated customer support
- Get personalized assistance in whatever way works best for you. We offer online chat, phone and in-branch support.
Author’s Verdict
Check out this offer from BMO Harris right now if you open an Online Savings Account you earn a competitive rate. Let us know about your thoughts and experience with this account!
For more, see our list of the latest banking offers from BMO Harris Bank.
Let us know about your thoughts and experience with this bank in the comment section below. Be sure to check back on BankDealGuy for more bank rates!
You can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
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